First Us Bancshares, Inc.
FUSB Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$16.60
KIRA · Stoqly’s AI analyst, in plain words
- First Us Bancshares, Inc. had $1.1M of revenue in fiscal 2025, down 7.5% on the year before. Over five years, revenue changed −51.1% a year on average.
- First Us Bancshares, Inc. made $6.0M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 20.3% a year.
- First Us Bancshares, Inc. returned $3.4M to shareholders in fiscal 2025, 37% of free cash flow. The diluted share count fell 1.9%.
- It earned 5.9% on shareholders’ money. Running costs took 2,550.0% of revenue (the efficiency ratio; lower is better).
Market cap
$95.6M
P/E
12.6x
Revenue
$1.1M
Net income
$6.0M
Return on equity
5.9%
Efficiency ratio
2,550.0%
First Us Bancshares, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−7.5%
No. Sales fell 7.5% last year.
Does it make a profit?
525.6%
Yes. It keeps 525.6% of every sale as profit.
How lean are its costs?
2,550.0%
Costly. Running costs take 2,550.0% of revenue.
How much does it earn on its capital?
5.9%
Low. It earns 5.9% a year on shareholders’ money.
How is the share priced?
12.6x
One share costs 12.6 times its yearly profit per share.
What First Us Bancshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 12, 2026
- Legal name
- FIRST US BANCSHARES, INC.
- CIK
- 0000717806
First Us Bancshares, Inc. · FUSB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $40.5M | $1.2M | $1.2M | $1.2M | $1.1M |
| Revenue growth | −0.7% | −97.2% | 3.7% | 2.9% | −7.5% |
| Net interest income | $37.0M | $36.9M | $37.4M | $36.1M | $37.5M |
| Gross margin | — | 72.0% | — | — | — |
| Net income | $4.5M | $6.9M | $8.5M | $8.2M | $6.0M |
| Net margin | 11.0% | 594.8% | 708.9% | 663.1% | 525.6% |
| Diluted EPS | $0.66 | $1.06 | $1.33 | $1.33 | $1.00 |
| Cash | |||||
| Cash from operations | $9.8M | $12.5M | $13.1M | $7.8M | $12.3M |
| Capital expenditure | $0.8M | $1.3M | $1.5M | $2.1M | $3.2M |
| Free cash flow | $9.0M | $11.3M | $11.6M | $5.7M | $9.1M |
| FCF margin | 22.2% | 976.3% | 969.3% | 459.5% | 796.8% |
| Dividends paid | $0.7M | $0.8M | $1.2M | $1.3M | $1.6M |
| Share buybacks | $0.5M | $4.5M | $1.4M | $1.6M | $1.8M |
| Share count change | 0.6% | −3.5% | −2.0% | −4.0% | −1.9% |
| Debt and strength | |||||
| Cash and short-term investments | $61.2M | $30.2M | $50.3M | $47.2M | $73.5M |
| Debt incl. finance leases | $20.7M | $30.8M | $20.8M | $20.9M | $10.9M |
| Loans, net | $700M | $764M | $811M | $813M | $842M |
| Deposits | $838M | $870M | $950M | $973M | $1.0B |
| Shareholders' equity | $90.1M | $85.1M | $90.6M | $98.6M | $106M |
| Returns and quality | |||||
| Return on equity | 5.0% | 7.8% | 9.7% | 8.6% | 5.9% |
| Return on tangible equity | 5.4% | 8.9% | 10.2% | 9.0% | 6.1% |
| Efficiency ratio | 80.9% | 2,432.6% | 2,434.5% | 2,301.6% | 2,550.0% |
| Piotroski F-score | 4 | 5 | 6 | 5 | 5 |
Insiders bought, 12 months
$0.4M
6 insiders
Insiders sold, 12 months
$0.0M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
First Us Bancshares, Inc. · FUSB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $16.60 a share, the company is worth $95.6M: 12.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000717806). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.