Glacier Bancorp
GBCI NYSE· Regional Banks
Last close · Oct 27, 2026
$49.06
KIRA · Stoqly’s AI analyst, in plain words
- Glacier Bancorp had $1.0B of revenue in fiscal 2025, up 23.7% on the year before. Over five years, revenue changed +5.9% a year on average.
- Glacier Bancorp made $239M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 2.5% a year.
- Free cash flow was $348M in fiscal 2025, 33.7% of revenue.
- Glacier Bancorp returned $163M to shareholders in fiscal 2025, 47% of free cash flow. The diluted share count rose 5.9%.
Market cap
$6.4B
P/E
20.2x
Revenue
$1.0B
Net income
$239M
Free cash flow
$348M
Operating margin
—
Glacier Bancorp in 30 seconds · fiscal 2025
Are sales growing?
+23.7%
Yes. Sales grew 23.7% last year.
Does it make a profit?
23.2%
Yes. It keeps 23.2% of every sale as profit.
Does profit turn into cash?
33.7%
Yes. 33.7% of sales ends up as free cash.
How is the share priced?
20.2x
One share costs 20.2 times its yearly profit per share. Typical for its sector: 13.7x.
What Glacier Bancorp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- GLACIER BANCORP, INC.
- CIK
- 0000868671
Glacier Bancorp · GBCI
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $807M | $909M | $810M | $833M | $1.0B |
| Revenue growth | 4.5% | 12.6% | −10.9% | 2.9% | 23.7% |
| Net income | $285M | $303M | $223M | $190M | $239M |
| Net margin | 35.3% | 33.4% | 27.5% | 22.8% | 23.2% |
| Diluted EPS | $2.86 | $2.74 | $2.01 | $1.68 | $1.99 |
| Cash | |||||
| Cash from operations | $572M | $471M | $501M | $258M | $374M |
| Capital expenditure | — | $33.8M | $49.5M | $48.3M | $26.8M |
| Free cash flow | — | $437M | $451M | $210M | $348M |
| FCF margin | — | 48.1% | 55.7% | 25.2% | 33.7% |
| Dividends paid | $146M | $158M | $147M | $150M | $163M |
| Share buybacks | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Share count change | 4.7% | 11.5% | 0.1% | 2.1% | 5.9% |
| Debt and strength | |||||
| Cash and short-term investments | $438M | $402M | $1.4B | $848M | $1.2B |
| Shareholders' equity | $3.2B | $2.8B | $3.0B | $3.2B | $4.2B |
| Interest coverage | 19.8x | 10.0x | 1.8x | 1.4x | 1.7x |
| Returns and quality | |||||
| Return on equity | 10.4% | 10.1% | 7.6% | 6.1% | 6.4% |
Insiders bought, 12 months
$0.5M
6 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Glacier Bancorp · GBCI
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| Glacier Bancorp GBCI | $6.4B | 23.7% | — | 33.7% | — | 20.2x | — |
| Payoneer Global PAYO | $2.4B | 7.7% | 11.8% | 19.6% | — | 50.9x | — |
| MGIC Investment MTG | $6.0B | 0.5% | — | 70.2% | — | 9.0x | — |
| Essent Group ESNT | $6.1B | 1.5% | — | 67.3% | — | 9.2x | — |
| Hamilton Lane HLNE | — | 6.5% | — | 55.2% | 34.5% | — | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $49.06 a share, the company is worth $6.4B: 20.2 times its earnings of the last four quarters.
Glacier Bancorp grew sales faster than 4 of its 4 similar companies. Its P/E is higher than 2 of 3.
Source: SEC EDGAR XBRL filings (CIK 0000868671). Data updated October 18, 2026. For information only — not investment advice. Check the original filings before relying on any figure.