GBank Financial Holdings Inc.
GBFH Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$17.78
KIRA · Stoqly’s AI analyst, in plain words
- GBank Financial Holdings Inc. had $1.2B of revenue in fiscal 2025, up 1,879.6% on the year before.
- GBank Financial Holdings Inc. made $20.9M of net profit in fiscal 2025. From fiscal 2024 to 2025, diluted EPS grew 3.6% a year.
- It earned 13.7% on shareholders’ money. Running costs took 3.7% of revenue (the efficiency ratio; lower is better).
Market cap
$259M
P/E
14.0x
Revenue
$1.2B
Net income
$20.9M
Return on equity
13.7%
Efficiency ratio
3.7%
GBank Financial Holdings Inc. in 30 seconds · fiscal 2025
Are sales growing?
+1,879.6%
Yes. Sales grew 1,879.6% last year.
Does it make a profit?
1.7%
A little. It keeps 1.7% of every sale as profit.
How lean are its costs?
3.7%
Lean. Running costs take 3.7% of revenue.
How much does it earn on its capital?
13.7%
Good. It earns 13.7% a year on shareholders’ money.
How is the share priced?
14.0x
One share costs 14.0 times its yearly profit per share.
What GBank Financial Holdings Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 30, 2026
- Legal name
- GBank Financial Holdings Inc.
- CIK
- 0001791145
GBank Financial Holdings Inc. · GBFH
Results and finances
The last 2 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 |
|---|---|---|
| Sales and profit | ||
| Revenue | $62.4M | $1.2B |
| Revenue growth | — | 1,879.6% |
| Net interest income | $46.2M | $50.7M |
| Net income | $18.6M | $20.9M |
| Net margin | 29.9% | 1.7% |
| Diluted EPS | $1.39 | $1.44 |
| Cash | ||
| Cash from operations | $26.5M | $9.6M |
| Capital expenditure | $0.2M | $0.5M |
| Free cash flow | $26.3M | $9.1M |
| FCF margin | 42.1% | 0.7% |
| Share count change | — | 7.9% |
| Debt and strength | ||
| Cash and short-term investments | $124M | $198M |
| Debt incl. finance leases | $0.0M | $0.4M |
| Loans, net | $807M | $949M |
| Deposits | $935M | $1.1B |
| Shareholders' equity | $141M | $166M |
| Returns and quality | ||
| Return on equity | 13.2% | 13.7% |
| Return on tangible equity | 13.2% | 12.6% |
| Efficiency ratio | 58.1% | 3.7% |
| Piotroski F-score | — | 3 |
Insiders bought, 12 months
$3.5M
7 insiders
Insiders sold, 12 months
$1.3M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
GBank Financial Holdings Inc. · GBFH
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $17.78 a share, the company is worth $259M: 14.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001791145). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.