Green Dot Corp
GDOT NYSE· Finance Services
Last close · Oct 23, 2026
$12.36
KIRA · Stoqly’s AI analyst, in plain words
- Green Dot Corp had $2.1B of revenue in fiscal 2025, up 20.7% on the year before. Over five years, revenue changed +10.7% a year on average.
- Its operating margin was 0.7%, up 0.8 pts: of every 100 in sales, about 1 is left after running the business.
- Green Dot Corp lost $98.9M in fiscal 2025.
- Free cash flow was $66.0M in fiscal 2025, 3.2% of revenue.
Market cap
$702M
P/E
—
Revenue
$2.1B
Net income
−$98.9M
Free cash flow
$66.0M
Operating margin
0.7%
Green Dot Corp in 30 seconds · fiscal 2025
Are sales growing?
+20.7%
Yes. Sales grew 20.7% last year.
Does it make a profit?
−4.8%
No. It lost money last year.
Does profit turn into cash?
3.2%
Partly. 3.2% of sales ends up as free cash.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
What Green Dot Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 16, 2026
- Legal name
- GREEN DOT CORP
- CIK
- 0001386278
Green Dot Corp · GDOT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.4B | $1.4B | $1.5B | $1.7B | $2.1B |
| Revenue growth | 14.3% | 1.1% | 3.6% | 14.8% | 20.7% |
| Net interest income | −$0.2M | −$0.3M | −$3.0M | — | — |
| Operating margin | 4.6% | 6.5% | 1.5% | −0.1% | 0.7% |
| Net income | $47.5M | $64.2M | $6.7M | −$26.7M | −$98.9M |
| Net margin | 3.3% | 4.4% | 0.4% | −1.5% | −4.8% |
| Cash | |||||
| Cash from operations | $167M | $278M | $97.5M | $81.4M | $139M |
| Capital expenditure | $57.4M | $84.3M | $75.9M | $74.3M | $72.5M |
| Free cash flow | $110M | $193M | $21.6M | $7.1M | $66.0M |
| FCF margin | 7.6% | 13.3% | 1.4% | 0.4% | 3.2% |
| Share buybacks | $0.0M | $95.5M | $0.0M | $0.0M | — |
| Share count change | 2.9% | −2.4% | −2.5% | 1.9% | 2.9% |
| Debt and strength | |||||
| Cash and short-term investments | $1.3B | $814M | $682M | $1.6B | $1.4B |
| Loans, net | $19.3M | $21.4M | $30.5M | $32.0M | $55.7M |
| Deposits | $3.3B | $3.5B | $3.3B | $4.0B | $4.4B |
| Shareholders' equity | $1.1B | $781M | $859M | $874M | $890M |
| Current ratio | 0.5x | 0.4x | 0.4x | 0.5x | 0.5x |
| Returns and quality | |||||
| Return on equity | 4.6% | 6.9% | 0.8% | −3.1% | −11.2% |
| Return on tangible equity | 7.8% | 19.0% | 1.5% | −5.6% | −19.2% |
| Piotroski F-score | 4 | 5 | 6 | 4 | 3 |
| Altman Z'' | −1.7 | −2.6 | −2.4 | −1.9 | −2.1 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.3M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Green Dot Corp · GDOT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $12.36 a share, the company is worth $702M.
Source: SEC EDGAR XBRL filings (CIK 0001386278). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.