General Motors
GM NYSE· Automobile Manufacturers
Last close · Oct 26, 2026
$76.31
KIRA · Stoqly’s AI analyst, in plain words
- General Motors had $185.0B of revenue in fiscal 2025, down 1.3% on the year before. Over five years, revenue changed +8.6% a year on average.
- Its operating margin was 1.6%, down 5.3 pts: of every 100 in sales, about 2 is left after running the business.
- General Motors made $2.7B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −6.5% a year.
- Free cash flow was $17.6B in fiscal 2025, 9.5% of revenue.
- General Motors returned $6.7B to shareholders in fiscal 2025, 38% of free cash flow. The diluted share count fell 13.8%.
- General Motors owes $103.9B more than it holds in cash, about 7.0 years of operating profit.
Market cap
$67.7B
P/E
16.6x
Revenue
$185.0B
Net income
$2.7B
Free cash flow
$17.6B
Operating margin
1.6%
General Motors in 30 seconds · fiscal 2025
Are sales growing?
−1.3%
No. Sales fell 1.3% last year.
Does it make a profit?
1.5%
A little. It keeps 1.5% of every sale as profit.
Does profit turn into cash?
9.5%
Partly. 9.5% of sales ends up as free cash.
Is debt under control?
7.0x
Heavy. Repaying its debt would take 7.0 years of operating profit.
How healthy are the accounts?
6 / 8
Mixed. It passes 6 of 8 health tests.
How is the share priced?
16.6x
One share costs 16.6 times its yearly profit per share. Typical for its sector: 17.9x.
What General Motors does
General Motors designs, builds and sells trucks, crossovers, cars and parts under the Chevrolet, GMC, Cadillac and Buick brands. It also sells software services and subscriptions, such as OnStar connected services and Super Cruise, a hands-free driver assistance system. Most of its vehicles reach buyers through independent dealers, and it also sells to fleets such as rental car companies, businesses and governments. GM reports its car business in two segments, GM North America and GM International, and in 2025 27.5% of the vehicles it sold to dealers and distributors were sold outside the U.S. Joint ventures in China sell vehicles under brands including Wuling and Baojun. A third segment, GM Financial, makes car loans and leases to customers and lends to dealers. GM says its profits depend most on its full-size gas-powered pickups and SUVs, and that it faces growing competition from lower-cost carmakers in countries such as China and India.
Biggest risks, in its own words
- Its near-term profits depend on the success of its full-size gas-powered pickups and SUVs.
- Slower than expected adoption of electric vehicles could undercut its long-term electric vehicle plans.
- Changing tariffs on vehicles and parts could raise its costs more than it expects.
- Fierce competition and government control in China, where much of its business runs through joint ventures.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Jan 27, 2026
- Legal name
- GENERAL MOTORS COMPANY
- CIK
- 0001467858
General Motors · GM
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $127.0B | $156.7B | $171.8B | $187.4B | $185.0B |
| Revenue growth | 3.7% | 23.4% | 9.6% | 9.1% | −1.3% |
| Gross margin | 20.8% | — | — | — | — |
| Operating margin | 7.3% | 6.6% | 5.4% | 6.8% | 1.6% |
| Net income | $10.0B | $9.9B | $10.1B | $6.0B | $2.7B |
| Net margin | 7.9% | 6.3% | 5.9% | 3.2% | 1.5% |
| Diluted EPS | $6.70 | $6.13 | $7.32 | $6.37 | $3.27 |
| Cash | |||||
| Cash from operations | $15.2B | $16.0B | $20.9B | $20.1B | $26.9B |
| Capital expenditure | $7.5B | $9.2B | $11.0B | $10.8B | $9.3B |
| Free cash flow | $7.7B | $6.8B | $10.0B | $9.3B | $17.6B |
| FCF margin | 6.1% | 4.3% | 5.8% | 5.0% | 9.5% |
| Dividends paid | $186M | $397M | $597M | $653M | $657M |
| Share buybacks | $0.0M | $2.5B | $11.1B | $7.1B | $6.0B |
| Share count change | 1.8% | −1.0% | −5.9% | −17.5% | −13.8% |
| Debt and strength | |||||
| Cash and short-term investments | $28.7B | $31.3B | $26.5B | $27.1B | $27.7B |
| Debt incl. finance leases | $109.9B | $116.2B | $123.5B | $131.8B | $131.6B |
| Shareholders' equity | $59.7B | $67.8B | $64.3B | $63.1B | $61.1B |
| Net debt / EBITDA | 3.8x | 3.9x | 4.6x | 4.3x | 7.0x |
| Current ratio | 1.1x | 1.1x | 1.1x | 1.1x | 1.2x |
| Interest coverage | 2.7x | 2.9x | 1.7x | 2.1x | 0.4x |
| Returns and quality | |||||
| Return on capital | 5.3% | 5.7% | 5.5% | 5.3% | 1.5% |
| Return on equity | 19.1% | 15.6% | 15.3% | 9.4% | 4.3% |
| Piotroski F-score | 8 | 6 | 5 | 6 | 6 |
| Altman Z'' | 1.4 | 1.5 | 1.4 | 1.5 | 1.3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$150M
6 insiders
Of sales under plans
100%
$150M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
General Motors · GM
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| General Motors GM | $67.7B | −1.3% | 1.6% | 9.5% | 1.5% | 16.6x | 6 |
| Ford F | $47.1B | 1.2% | −4.9% | 6.7% | — | — | — |
| Tesla TSLA | $1.39T | −2.9% | 4.6% | 6.6% | 7.2% | — | 5 |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $76.31 a share, the company is worth $67.7B: 16.6 times its earnings of the last four quarters.
General Motors grew sales faster than 1 of its 2 similar companies.
Source: SEC EDGAR XBRL filings (CIK 0001467858). Data updated October 20, 2026. For information only — not investment advice. Check the original filings before relying on any figure.