Genworth Financial Inc
GNW NYSE· Life Insurance
Last close · Oct 23, 2026
$8.91
KIRA · Stoqly’s AI analyst, in plain words
- Genworth Financial Inc had $7.3B of revenue in fiscal 2025, up 0.1% on the year before. Over five years, revenue changed −2.5% a year on average.
- Genworth Financial Inc made $223M of net profit in fiscal 2025.
- Genworth Financial Inc returned $247M to shareholders in fiscal 2025. The diluted share count fell 5.8%.
- Genworth Financial Inc has $523M more cash than debt.
Market cap
$3.4B
P/E
16.8x
Revenue
$7.3B
Net income
$223M
Free cash flow
—
Operating margin
—
Genworth Financial Inc in 30 seconds · fiscal 2025
Are sales growing?
+0.1%
Only a little. Sales grew 0.1% last year.
Does it make a profit?
3.1%
A little. It keeps 3.1% of every sale as profit.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
16.8x
One share costs 16.8 times its yearly profit per share.
What Genworth Financial Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- GENWORTH FINANCIAL INC
- CIK
- 0001276520
Genworth Financial Inc · GNW
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $7.8B | $7.5B | $7.5B | $7.3B | $7.3B |
| Revenue growth | −5.6% | −4.2% | −0.1% | −2.6% | 0.1% |
| Operating margin | 6.1% | 10.9% | 0.5% | — | — |
| Net income | $850M | $916M | $76.0M | $299M | $223M |
| Net margin | 10.9% | 12.2% | 1.0% | 4.1% | 3.1% |
| Diluted EPS | $1.65 | $1.79 | $0.16 | $0.68 | $0.54 |
| Cash | |||||
| Cash from operations | $437M | $1.0B | $597M | $88.0M | $327M |
| Share buybacks | $0.0M | $64.0M | $296M | $189M | $247M |
| Share count change | 0.6% | −0.7% | −7.0% | −7.5% | −5.8% |
| Debt and strength | |||||
| Cash and short-term investments | $1.6B | $1.8B | $2.2B | $2.0B | $2.0B |
| Debt incl. finance leases | $1.9B | $1.6B | $1.6B | $1.5B | $1.5B |
| Shareholders' equity | $15.5B | $7.6B | $7.5B | $8.4B | $8.8B |
| Net debt / EBITDA | 0.4x | −0.2x | −2.1x | — | — |
| Interest coverage | 3.0x | 7.7x | 0.3x | — | — |
| Returns and quality | |||||
| Return on capital | 2.3% | 8.4% | 0.4% | — | — |
| Return on equity | 5.5% | 7.9% | 1.0% | 3.8% | 2.6% |
| Return on tangible equity | 5.5% | 12.3% | 1.0% | 3.6% | 2.5% |
| Piotroski F-score | 5 | 7 | 5 | 5 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$3.7M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Genworth Financial Inc · GNW
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $8.91 a share, the company is worth $3.4B: 16.8 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001276520). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.