Goldman Sachs
GS NYSE· Investment Banking & Brokerage
Last close · Oct 26, 2026
$893.28
KIRA · Stoqly’s AI analyst, in plain words
- Goldman Sachs had $58.3B of revenue in fiscal 2025, up 8.9% on the year before. Over five years, revenue changed +5.5% a year on average.
- Goldman Sachs made $17.2B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 13.6% a year.
- Goldman Sachs returned $17.6B to shareholders in fiscal 2025. The diluted share count fell 4.8%.
- It earned 13.9% on shareholders’ money. Running costs took 64.4% of revenue (the efficiency ratio; lower is better).
Market cap
$283.7B
P/E
13.8x
Revenue
$58.3B
Net income
$17.2B
Return on equity
13.9%
Efficiency ratio
64.4%
Goldman Sachs in 30 seconds · fiscal 2025
Are sales growing?
+8.9%
Yes. Sales grew 8.9% last year.
Does it make a profit?
29.5%
Yes. It keeps 29.5% of every sale as profit.
How lean are its costs?
64.4%
Average. Running costs take 64.4% of revenue.
How much does it earn on its capital?
13.9%
Good. It earns 13.9% a year on shareholders’ money.
How is the share priced?
13.8x
One share costs 13.8 times its yearly profit per share. Typical for its sector: 13.7x.
What Goldman Sachs does
Goldman Sachs is an investment bank and money manager that serves companies, governments, investment funds and wealthy individuals around the world. It advises on mergers and other deals, helps clients raise money by selling stocks and bonds, trades securities, currencies and commodities with and for clients, lends to them, and manages investments. It is regulated by the Federal Reserve as a bank holding company and owns a New York-chartered bank, Goldman Sachs Bank USA. Goldman reports three segments. Global Banking & Markets, its deal-making, trading and lending business for large clients, had net revenues of $41.45 billion in 2025. Asset & Wealth Management, which earns fees for managing money for institutions and individuals and offers private banking and loans to wealthy clients, had $16.68 billion.
Biggest risks, in its own words
- Weak markets or a weaker economy that cut deal-making, trading and the value of what it holds.
- Losses if clients or trading partners fail to pay what they owe, especially where its risks are concentrated.
- Losing access to borrowing or a cut in its credit ratings, which would raise its funding costs.
- Heavy regulation around the world, and lawsuits or government actions that could bring large penalties.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- The Goldman Sachs Group, Inc.
- CIK
- 0000886982
Goldman Sachs · GS
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $59.3B | $47.4B | $46.3B | $53.5B | $58.3B |
| Revenue growth | 33.2% | −20.2% | −2.4% | 15.7% | 8.9% |
| Net interest income | $6.5B | $7.7B | $6.4B | $8.1B | $13.6B |
| Net income | $21.6B | $11.3B | $8.5B | $14.3B | $17.2B |
| Net margin | 36.5% | 23.8% | 18.4% | 26.7% | 29.5% |
| Diluted EPS | $59.45 | $30.06 | $22.87 | $40.54 | $51.32 |
| Cash | |||||
| Dividends paid | $2.7B | $3.7B | $4.2B | $4.5B | $5.3B |
| Share buybacks | $5.2B | $3.5B | $5.8B | $8.0B | $12.4B |
| Share count change | −1.3% | 0.7% | −3.4% | −3.5% | −4.8% |
| Debt and strength | |||||
| Loans, net | $158.6B | — | — | — | — |
| Deposits | $364.2B | $386.7B | $428.4B | $433.0B | $501.4B |
| Shareholders' equity | $109.9B | $117.2B | $116.9B | $122.0B | $125.0B |
| Returns and quality | |||||
| Return on equity | 21.0% | 9.9% | 7.3% | 12.0% | 13.9% |
| Return on tangible equity | 24.3% | 11.2% | 8.0% | 13.5% | 15.9% |
| Efficiency ratio | 53.8% | 65.8% | 74.6% | 63.1% | 64.4% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$149M
9 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Goldman Sachs · GS
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Net margin | ROE | P/E | F-score |
|---|---|---|---|---|---|---|
| Goldman Sachs GS | $283.7B | 8.9% | 29.5% | 13.9% | 13.8x | — |
| JPMorgan Chase JPM | $929.1B | 2.8% | 31.3% | 16.1% | 14.3x | — |
| Bank of America BAC | $388.0B | 6.8% | 27.0% | 10.2% | 11.6x | — |
| Citigroup C | $226.7B | 5.6% | 16.8% | 6.8% | — | — |
| Wells Fargo WFC | $268.0B | 1.7% | 25.5% | 11.9% | 12.0x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $893.28 a share, the company is worth $283.7B: 13.8 times its earnings of the last four quarters.
Goldman Sachs grew sales faster than 4 of its 4 similar companies. Its P/E is higher than 2 of 3.
Source: SEC EDGAR XBRL filings (CIK 0000886982). Data updated October 9, 2026. For information only — not investment advice. Check the original filings before relying on any figure.