Great Southern Bancorp, Inc.
GSBC Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$81.48
KIRA · Stoqly’s AI analyst, in plain words
- Great Southern Bancorp, Inc. had $229M of revenue in fiscal 2025, up 4.4% on the year before. Over five years, revenue changed +1.6% a year on average.
- Great Southern Bancorp, Inc. made $71.0M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.6% a year.
- Great Southern Bancorp, Inc. returned $63.2M to shareholders in fiscal 2025, 90% of free cash flow. The diluted share count fell 2.5%.
- It earned 11.5% on shareholders’ money. Running costs took 61.9% of revenue (the efficiency ratio; lower is better).
Market cap
$886M
P/E
13.6x
Revenue
$229M
Net income
$71.0M
Return on equity
11.5%
Efficiency ratio
61.9%
Great Southern Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+4.4%
Only a little. Sales grew 4.4% last year.
Does it make a profit?
31.0%
Yes. It keeps 31.0% of every sale as profit.
How lean are its costs?
61.9%
Average. Running costs take 61.9% of revenue.
How much does it earn on its capital?
11.5%
Fair. It earns 11.5% a year on shareholders’ money.
How is the share priced?
13.6x
One share costs 13.6 times its yearly profit per share.
What Great Southern Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 6, 2026
- Legal name
- GREAT SOUTHERN BANCORP, INC.
- CIK
- 0000854560
Great Southern Bancorp, Inc. · GSBC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $216M | $234M | $223M | $220M | $229M |
| Revenue growth | 1.9% | 8.1% | −4.5% | −1.6% | 4.4% |
| Net interest income | $178M | $200M | $193M | $189M | $200M |
| Net income | $74.6M | $75.9M | $67.8M | $61.8M | $71.0M |
| Net margin | 34.5% | 32.5% | 30.4% | 28.1% | 31.0% |
| Diluted EPS | $5.46 | $6.02 | $5.61 | $5.26 | $6.19 |
| Cash | |||||
| Cash from operations | $93.7M | $84.8M | $80.7M | $44.1M | $81.5M |
| Capital expenditure | $5.7M | $20.1M | $7.3M | $4.9M | $11.5M |
| Free cash flow | $88.0M | $64.7M | $73.4M | $39.1M | $70.1M |
| FCF margin | 40.7% | 27.7% | 32.9% | 17.8% | 30.6% |
| Dividends paid | $18.8M | $19.2M | $19.3M | $18.7M | $18.7M |
| Share buybacks | $39.1M | $61.8M | $23.3M | $15.2M | $44.5M |
| Share count change | −3.0% | −7.8% | −4.2% | −2.7% | −2.5% |
| Debt and strength | |||||
| Cash and short-term investments | $717M | $169M | $211M | $196M | $190M |
| Debt incl. finance leases | $139M | — | — | — | — |
| Loans, net | $4.0B | $4.5B | — | — | — |
| Deposits | $4.6B | $4.7B | $4.7B | $4.6B | $4.5B |
| Shareholders' equity | $617M | $533M | $572M | $600M | $636M |
| Returns and quality | |||||
| Return on equity | 12.0% | 13.2% | 12.3% | 10.6% | 11.5% |
| Return on tangible equity | 12.2% | 14.5% | 12.1% | 10.5% | 11.3% |
| Efficiency ratio | 59.0% | 57.1% | 63.2% | 64.4% | 61.9% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$3.2M
9 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Great Southern Bancorp, Inc. · GSBC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $81.48 a share, the company is worth $886M: 13.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000854560). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.