Home Bancorp, Inc.
HBCP Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 23, 2026
$61.44
KIRA · Stoqly’s AI analyst, in plain words
- Home Bancorp, Inc. had $149M of revenue in fiscal 2025, up 10.3% on the year before. Over five years, revenue changed +6.9% a year on average.
- Home Bancorp, Inc. made $46.1M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 11.2% a year.
- Home Bancorp, Inc. returned $23.3M to shareholders in fiscal 2025, 53% of free cash flow. The diluted share count fell 2.0%.
- It earned 11.1% on shareholders’ money. Running costs took 60.2% of revenue (the efficiency ratio; lower is better).
Market cap
$482M
P/E
10.3x
Revenue
$149M
Net income
$46.1M
Return on equity
11.1%
Efficiency ratio
60.2%
Home Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+10.3%
Yes. Sales grew 10.3% last year.
Does it make a profit?
31.0%
Yes. It keeps 31.0% of every sale as profit.
How lean are its costs?
60.2%
Average. Running costs take 60.2% of revenue.
How much does it earn on its capital?
11.1%
Fair. It earns 11.1% a year on shareholders’ money.
How is the share priced?
10.3x
One share costs 10.3 times its yearly profit per share.
What Home Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 6, 2026
- Legal name
- HOME BANCORP, INC.
- CIK
- 0001436425
Home Bancorp, Inc. · HBCP
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $117M | $132M | $135M | $135M | $149M |
| Revenue growth | 10.1% | 12.5% | 2.6% | −0.3% | 10.3% |
| Net interest income | $101M | $118M | $121M | $120M | $133M |
| Net income | $48.6M | $34.1M | $40.2M | $36.4M | $46.1M |
| Net margin | 41.5% | 25.8% | 29.7% | 27.0% | 31.0% |
| Diluted EPS | $5.77 | $4.16 | $4.99 | $4.55 | $5.87 |
| Cash | |||||
| Cash from operations | $55.7M | $51.2M | $41.4M | $48.7M | $54.5M |
| Capital expenditure | $2.5M | $2.7M | $2.0M | $4.1M | $10.2M |
| Free cash flow | $53.2M | $48.5M | $39.3M | $44.7M | $44.3M |
| FCF margin | 45.4% | 36.8% | 29.1% | 33.1% | 29.8% |
| Dividends paid | $7.9M | $7.8M | $8.2M | $8.2M | $9.0M |
| Share buybacks | $8.9M | $11.3M | $5.3M | $4.8M | $14.4M |
| Share count change | −3.2% | −2.8% | −1.6% | −0.7% | −2.0% |
| Debt and strength | |||||
| Cash and short-term investments | $601M | $87.4M | $75.8M | $98.5M | $142M |
| Loans, net | $1.8B | $2.4B | $2.6B | $2.7B | $2.7B |
| Deposits | $2.5B | $2.6B | $2.7B | $2.8B | $3.0B |
| Shareholders' equity | $352M | $330M | $367M | $396M | $435M |
| Returns and quality | |||||
| Return on equity | 14.4% | 10.0% | 11.5% | 9.5% | 11.1% |
| Return on tangible equity | 16.8% | 14.1% | 14.3% | 11.7% | 13.1% |
| Efficiency ratio | 57.1% | 62.1% | 61.2% | 64.7% | 60.2% |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$0.5M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Home Bancorp, Inc. · HBCP
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $61.44 a share, the company is worth $482M: 10.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001436425). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.