HCI Group, Inc.
HCI NYSE· Fire, Marine & Casualty Insurance
Last close · Oct 23, 2026
$204.06
KIRA · Stoqly’s AI analyst, in plain words
- HCI Group, Inc. had $901M of revenue in fiscal 2025, up 20.1% on the year before. Over five years, revenue changed +23.8% a year on average.
- HCI Group, Inc. made $299M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 25.6% a year.
- Free cash flow was $441M in fiscal 2025, 48.9% of revenue.
- HCI Group, Inc. returned $20.8M to shareholders in fiscal 2025, 5% of free cash flow. The diluted share count rose 1.5%.
Market cap
$2.6B
P/E
8.8x
Revenue
$901M
Net income
$299M
Free cash flow
$441M
Operating margin
—
HCI Group, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+20.1%
Yes. Sales grew 20.1% last year.
Does it make a profit?
33.2%
Yes. It keeps 33.2% of every sale as profit.
Does profit turn into cash?
48.9%
Yes. 48.9% of sales ends up as free cash.
How is the share priced?
8.8x
One share costs 8.8 times its yearly profit per share.
What HCI Group, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- HCI Group, Inc.
- CIK
- 0001400810
HCI Group, Inc. · HCI
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $408M | $500M | $551M | $750M | $901M |
| Revenue growth | 31.4% | 22.5% | 10.2% | 36.2% | 20.1% |
| Net income | $1.9M | −$58.5M | $79.0M | $110M | $299M |
| Net margin | 0.5% | −11.7% | 14.4% | 14.7% | 33.2% |
| Diluted EPS | $0.21 | −$6.24 | $7.62 | $8.89 | $22.72 |
| Cash | |||||
| Cash from operations | $96.5M | −$0.0M | $231M | $332M | $444M |
| Capital expenditure | $3.3M | $6.3M | $6.5M | $4.1M | $3.6M |
| Free cash flow | $93.2M | −$6.4M | $224M | $328M | $441M |
| FCF margin | 22.8% | −1.3% | 40.7% | 43.7% | 48.9% |
| Dividends paid | $14.1M | $15.2M | $13.7M | $16.6M | $19.3M |
| Share buybacks | $1.3M | $71.2M | $0.8M | $1.0M | $1.5M |
| Share count change | −11.5% | 2.8% | 25.3% | 14.9% | 1.5% |
| Debt and strength | |||||
| Cash and short-term investments | $629M | $235M | $536M | $532M | $1.2B |
| Shareholders' equity | $323M | $163M | $325M | $453M | $1.0B |
| Returns and quality | |||||
| Return on equity | 0.7% | −24.1% | 32.4% | 28.3% | 40.0% |
| Return on tangible equity | 0.6% | −36.2% | 24.1% | 23.6% | 27.6% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
HCI Group, Inc. · HCI
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $204.06 a share, the company is worth $2.6B: 8.8 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001400810). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.