Hdfc Bank Ltd
HDB NYSE· Commercial Banks, Nec
Last close · Oct 30, 2026
$22.18
KIRA · Stoqly’s AI analyst, in plain words
- Hdfc Bank Ltd had $26.3B of revenue in fiscal 2026, up 1.7% on the year before. Over five years, revenue changed +20.1% a year on average.
- Hdfc Bank Ltd made $8.0B of net profit in fiscal 2026. From fiscal 2017 to 2026, diluted EPS grew −4.9% a year.
- Hdfc Bank Ltd returned $2.5B to shareholders in fiscal 2026, 21% of free cash flow. The diluted share count rose 0.6%.
- It earned 9.0% on shareholders’ money. Running costs took 58.1% of revenue (the efficiency ratio; lower is better).
Market cap
$113.9B
P/E
14.3x
Revenue
$26.3B
Net income
$8.0B
Return on equity
9.0%
Efficiency ratio
58.1%
Hdfc Bank Ltd in 30 seconds · fiscal 2026
Are sales growing?
+1.7%
Only a little. Sales grew 1.7% last year.
Does it make a profit?
30.3%
Yes. It keeps 30.3% of every sale as profit.
How lean are its costs?
58.1%
Average. Running costs take 58.1% of revenue.
How much does it earn on its capital?
9.0%
Fair. It earns 9.0% a year on shareholders’ money.
How is the share priced?
14.3x
One share costs 14.3 times its yearly profit per share.
What Hdfc Bank Ltd does
No business description yet.
- Fiscal year ends
- March 31, 2026
- Latest annual report
- 20-F · Jul 29, 2026
- Legal name
- HDFC BANK LTD
- CIK
- 0001144967
Hdfc Bank Ltd · HDB · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $12.0B | $14.1B | $22.4B | $25.9B | $26.3B |
| Revenue growth | 13.6% | 17.5% | 59.1% | 15.7% | 1.7% |
| Net interest income | $10.1B | $11.4B | $15.1B | $16.6B | $17.0B |
| Net income | $5.2B | $6.2B | $7.5B | $8.0B | $8.0B |
| Net margin | 43.3% | 43.8% | 33.6% | 30.8% | 30.3% |
| Diluted EPS | $2.79 | $3.31 | $1.60 | $1.59 | $1.55 |
| Cash | |||||
| Cash from operations | $7.8B | $5.9B | $12.3B | $14.1B | $12.7B |
| Capital expenditure | $353M | $543M | $650M | $785M | $597M |
| Free cash flow | $7.4B | $5.4B | $11.7B | $13.4B | $12.1B |
| FCF margin | 62.2% | 38.3% | 52.2% | 51.6% | 45.8% |
| Dividends paid | $486M | $1.1B | $1.0B | $1.9B | $2.5B |
| Share count change | 0.7% | 0.4% | 154.4% | 7.8% | 0.6% |
| Debt and strength | |||||
| Cash and short-term investments | $14.8B | $16.9B | $25.0B | $23.2B | $27.2B |
| Debt incl. finance leases | $27.8B | $38.2B | $95.5B | $84.0B | $68.9B |
| Loans, net | $185.2B | $207.4B | — | — | — |
| Deposits | $205.6B | $229.0B | $285.1B | $317.3B | $330.4B |
| Shareholders' equity | $33.0B | $35.4B | $83.3B | $89.9B | $87.1B |
| Returns and quality | |||||
| Return on equity | 16.6% | 18.0% | 12.7% | 9.2% | 9.0% |
| Return on tangible equity | 16.2% | 17.9% | 16.0% | 14.6% | 14.4% |
| Efficiency ratio | 41.8% | 41.4% | 57.7% | 57.8% | 58.1% |
| Piotroski F-score | 5 | 4 | 3 | 5 | 6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.3M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Hdfc Bank Ltd · HDB · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $22.18 a share, the company is worth $113.9B: 14.3 times its earnings of the last four quarters.
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001144967). Latest version: stoqly.net/companies/hdb. Data updated November 1, 2026. Filed in INR under US GAAP and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.