Home Federal Bancorp, Inc. of Louisiana
HFBL Nasdaq· Savings Institution, Federally Chartered
Last close · Oct 23, 2026
$21.50
KIRA · Stoqly’s AI analyst, in plain words
- Home Federal Bancorp, Inc. of Louisiana had $1.7M of revenue in fiscal 2026, up 30.0% on the year before. Over five years, revenue changed +11.3% a year on average.
- Home Federal Bancorp, Inc. of Louisiana made $6.2M of net profit in fiscal 2026. From fiscal 2017 to 2026, diluted EPS grew 0.6% a year.
- Home Federal Bancorp, Inc. of Louisiana returned $5.0M to shareholders in fiscal 2026. The diluted share count fell 0.5%.
- It earned 10.8% on shareholders’ money. Running costs took 949.4% of revenue (the efficiency ratio; lower is better).
Market cap
$65.9M
P/E
10.6x
Revenue
$1.7M
Net income
$6.2M
Return on equity
10.8%
Efficiency ratio
949.4%
Home Federal Bancorp, Inc. of Louisiana in 30 seconds · fiscal 2026
Are sales growing?
+30.0%
Yes. Sales grew 30.0% last year.
Does it make a profit?
364.5%
Yes. It keeps 364.5% of every sale as profit.
How lean are its costs?
949.4%
Costly. Running costs take 949.4% of revenue.
How much does it earn on its capital?
10.8%
Fair. It earns 10.8% a year on shareholders’ money.
How is the share priced?
10.6x
One share costs 10.6 times its yearly profit per share.
What Home Federal Bancorp, Inc. of Louisiana does
No business description yet.
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Sep 25, 2026
- Legal name
- Home Federal Bancorp, Inc. of Louisiana
- CIK
- 0001500375
Home Federal Bancorp, Inc. of Louisiana · HFBL
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.1M | $1.5M | $1.1M | $1.3M | $1.7M |
| Revenue growth | 15.7% | 28.8% | −24.9% | 17.5% | 30.0% |
| Net interest income | $17.4M | $21.6M | $19.0M | $18.7M | $21.8M |
| Net income | $4.9M | $5.7M | $3.6M | $3.9M | $6.2M |
| Net margin | 424.8% | 386.2% | 324.0% | 298.4% | 364.5% |
| Diluted EPS | $1.41 | $1.81 | $1.17 | $1.26 | $2.02 |
| Cash | |||||
| Cash from operations | $17.1M | $12.1M | $2.3M | $5.5M | $7.6M |
| Dividends paid | $1.4M | $1.5M | $1.6M | $1.6M | $1.7M |
| Share buybacks | $4.5M | $6.0M | $0.5M | $1.1M | $3.3M |
| Share count change | 1.1% | −9.0% | −2.2% | −0.1% | −0.5% |
| Debt and strength | |||||
| Cash and short-term investments | $64.1M | $24.8M | $34.9M | $17.3M | $34.3M |
| Deposits | $532M | $597M | $574M | $546M | $577M |
| Shareholders' equity | $52.3M | $50.5M | $52.8M | $55.2M | $58.8M |
| Returns and quality | |||||
| Return on equity | 9.3% | 11.1% | 7.0% | 7.2% | 10.8% |
| Return on tangible equity | 9.3% | 12.4% | 7.4% | 7.6% | 11.2% |
| Efficiency ratio | 1,263.9% | 1,084.2% | 1,481.2% | 1,239.3% | 949.4% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Home Federal Bancorp, Inc. of Louisiana · HFBL
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $21.50 a share, the company is worth $65.9M: 10.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001500375). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.