Huize Holding Ltd
HUIZ Nasdaq· Insurance Agents, Brokers & Service
Last close · Oct 27, 2026
$2.16
KIRA · Stoqly’s AI analyst, in plain words
- Huize Holding Ltd had $220M of revenue in fiscal 2025, up 26.8% on the year before. Over five years, revenue changed +4.5% a year on average.
- Its operating margin was 0.4%, up 2.1 pts: of every 100 in sales, about 0 is left after running the business.
- Huize Holding Ltd made $0.6M of net profit in fiscal 2025.
- Free cash flow was $1.3M in fiscal 2025, 0.6% of revenue.
- Huize Holding Ltd returned $0.0M to shareholders in fiscal 2025, 0% of free cash flow. The diluted share count rose 1.2%.
- Huize Holding Ltd has $27.7M more cash than debt.
Market cap
$21.8M
P/E
—
Revenue
$220M
Net income
$0.6M
Free cash flow
$1.3M
Operating margin
0.4%
Huize Holding Ltd in 30 seconds · fiscal 2025
Are sales growing?
+26.8%
Yes. Sales grew 26.8% last year.
Does it make a profit?
0.3%
A little. It keeps 0.3% of every sale as profit.
Does profit turn into cash?
0.6%
Partly. 0.6% of sales ends up as free cash.
Is debt under control?
Net cash
Yes. It has more cash than debt.
How healthy are the accounts?
5 / 9
Mixed. It passes 5 of 9 health tests.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Huize Holding Ltd does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 24, 2026
- Legal name
- Huize Holding Ltd
- CIK
- 0001778982
Huize Holding Ltd · HUIZ
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $348M | $172M | $169M | $174M | $220M |
| Revenue growth | 96.9% | −50.6% | −1.9% | 2.8% | 26.8% |
| Net interest income | −$0.5M | −$0.8M | $0.4M | $0.6M | $0.6M |
| Gross margin | 24.8% | 47.7% | 45.9% | 36.2% | 30.6% |
| Operating margin | −5.1% | −3.8% | 4.3% | −1.7% | 0.4% |
| Net income | −$16.7M | −$4.6M | $9.9M | −$0.1M | $0.6M |
| Net margin | −4.8% | −2.7% | 5.9% | −0.1% | 0.3% |
| Diluted EPS | −$1.71 | −$0.45 | $0.99 | $0.00 | $0.00 |
| Cash | |||||
| Cash from operations | −$27.3M | −$12.6M | $19.4M | −$2.6M | $2.5M |
| Capital expenditure | $5.9M | $2.5M | $4.3M | $0.6M | $1.1M |
| Free cash flow | −$33.2M | −$15.1M | $15.1M | −$3.2M | $1.3M |
| FCF margin | −9.5% | −8.8% | 8.9% | −1.9% | 0.6% |
| Share buybacks | $0.5M | $1.0M | $1.9M | $0.0M | $0.0M |
| Share count change | 6.0% | 0.0% | −2.1% | −0.4% | 1.2% |
| Debt and strength | |||||
| Cash and short-term investments | $60.0M | $40.2M | $36.3M | $32.6M | $36.2M |
| Debt incl. finance leases | $44.6M | $24.6M | $4.2M | $6.8M | $8.6M |
| Shareholders' equity | $56.7M | $49.4M | $57.0M | $56.0M | $58.7M |
| Net debt / EBITDA | — | — | −3.5x | — | −9.7x |
| Current ratio | 1.2x | 1.3x | 1.5x | 1.4x | 1.4x |
| Returns and quality | |||||
| Return on capital | −33.9% | −15.1% | 22.8% | −8.1% | 2.4% |
| Return on equity | −26.0% | −8.7% | 18.6% | −0.2% | 1.0% |
| Return on tangible equity | −31.4% | −11.1% | 19.9% | −0.2% | 1.2% |
| Piotroski F-score | 1 | 3 | 8 | 2 | 5 |
| Altman Z'' | −0.3 | −0.2 | 1.0 | 0.5 | 0.7 |
Insiders bought, 12 months
$0.1M
1 insider
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Huize Holding Ltd · HUIZ
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $2.16 a share, the company is worth $21.8M.
Source: SEC EDGAR XBRL filings (CIK 0001778982). Data updated October 24, 2026. Filed in CNY under US GAAP and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.