Hoyne Bancorp, Inc.
HYNE Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 27, 2026
$18.67
KIRA · Stoqly’s AI analyst, in plain words
- Hoyne Bancorp, Inc. had $15.3M of revenue in fiscal 2025, up 41.8% on the year before.
- Hoyne Bancorp, Inc. made $0.2M of net profit in fiscal 2025.
- It earned 0.2% on shareholders’ money. Running costs took 96.4% of revenue (the efficiency ratio; lower is better).
Market cap
$139M
P/E
—
Revenue
$15.3M
Net income
$0.2M
Return on equity
0.2%
Efficiency ratio
96.4%
Hoyne Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+41.8%
Yes. Sales grew 41.8% last year.
Does it make a profit?
1.5%
A little. It keeps 1.5% of every sale as profit.
How lean are its costs?
96.4%
Costly. Running costs take 96.4% of revenue.
How much does it earn on its capital?
0.2%
Low. It earns 0.2% a year on shareholders’ money.
What Hoyne Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 26, 2026
- Legal name
- Hoyne Bancorp, Inc.
- CIK
- 0002073153
Hoyne Bancorp, Inc. · HYNE
Results and finances
The last 2 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 |
|---|---|---|
| Sales and profit | ||
| Revenue | $10.8M | $15.3M |
| Revenue growth | — | 41.8% |
| Net interest income | $9.7M | $14.1M |
| Net income | −$2.0M | $0.2M |
| Net margin | −18.1% | 1.5% |
| Diluted EPS | — | $0.03 |
| Cash | ||
| Cash from operations | −$2.8M | $1.2M |
| Capital expenditure | $1.0M | $1.0M |
| Free cash flow | −$3.8M | $0.2M |
| FCF margin | −34.8% | 1.3% |
| Debt and strength | ||
| Cash and short-term investments | $15.3M | $47.6M |
| Loans, net | $241M | $268M |
| Deposits | $357M | $322M |
| Shareholders' equity | $85.8M | $161M |
| Returns and quality | ||
| Return on equity | −2.3% | 0.2% |
| Return on tangible equity | −2.3% | 0.1% |
| Efficiency ratio | 123.4% | 96.4% |
Insiders bought, 12 months
$2.3M
10 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Hoyne Bancorp, Inc. · HYNE
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $18.67 a share, the company is worth $139M.
Source: SEC EDGAR XBRL filings (CIK 0002073153). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.