# Ing Groep Nv (ING)

Source page: https://stoqly.net/companies/ing

- **Ticker:** ING (NYSE)
- **Sector:** Financials / Commercial Banks, Nec
- **SEC CIK:** 0001039765
- **Latest annual report:** 20-F filed 2026-02-26 (https://www.sec.gov/Archives/edgar/data/1039765/000162828026011979/ing-20251231.htm)
- **Data updated:** 2026-11-01

## Key figures

- **Last close:** $31.46 on 2026-10-30
- **Revenue (FY2025):** $29.0B
- **Revenue growth:** +26.9%
- **Revenue growth, 5-year CAGR:** +8.1%
- **Operating margin:** 100.0%
- **Net margin:** 32.4%
- **Free cash flow:** −$7.6B
- **Free cash flow margin:** −26.2%
- **Return on equity:** 15.9%
- **Change in share count:** −7.4%
- **Insider buys, last 90 days:** $0.0M
- **Insider sells, last 90 days:** $0.0M

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## Annual results

From SEC EDGAR XBRL filings. Full table: https://stoqly.net/companies/ing/figures.csv

| US$ millions | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| Revenue | 19,798 | 20,958 | 21,622 | 19,169 | 19,635 | 23,763 | 31,970 | 19,596 | 22,812 | 28,956 |
| Operating income | — | — | 21,622 | 19,169 | 19,635 | 23,763 | 31,970 | 19,596 | 22,812 | 28,956 |
| Net income | 5,502 | 6,160 | 5,618 | 4,369 | 2,565 | 7,038 | 12,745 | 4,477 | 5,770 | 9,387 |
| Diluted EPS (US$) | 1.42 | 1.59 | 1.44 | 1.12 | 0.66 | 1.81 | 3.52 | 1.25 | 1.79 | 3.13 |
| Operating cash flow | 9,459 | -5,922 | 8,160 | 14,613 | 115,396 | -17,673 | -11,679 | -12,263 | -24,388 | -7,194 |
| Free cash flow | 9,000 | -6,265 | 7,822 | 14,216 | 115,069 | -17,890 | -11,922 | -12,529 | -24,747 | -7,590 |
| Cash | 17,038 | 22,759 | 54,421 | 60,698 | 136,903 | 121,941 | 101,744 | 102,778 | 71,756 | 63,624 |
| Debt and leases | — | — | — | — | 23,806 | — | — | — | — | — |

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Source: SEC EDGAR filings and end-of-day prices, via Stoqly. For information only — not investment advice or a recommendation to buy, sell or hold any security.