Inter & Co, Inc.
INTR Nasdaq· Commercial Banks, Nec
Last close · Nov 9, 2026
$4.00
Latest quarter · Q4 '23 results quarter ended Dec 31, 2023 · vs Q4 '22
| Line | Q4 '22 | Q4 '23 | Change (y/y) |
|---|---|---|---|
| Revenue | $190M | $265M | 39.1% |
| Net income | $6.1M | $30.5M | 397.0% |
| Net margin | 3.2% | 11.5% | 8.3 pts |
Key numbers, fiscal 2025
Market cap
$1.8B
P/E
7.6x
Revenue
$1.5B
Net income
$235M
Return on equity
14.2%
Efficiency ratio
—
Inter & Co, Inc. in 30 seconds fiscal 2025
Are sales growing?
+26.5%
Yes. Sales grew 26.5% last year.
Does it make a profit?
15.6%
Yes. It keeps 15.6% of every sale as profit.
How much does it earn on its capital?
14.2%
Good. It earns 14.2% a year on shareholders’ money.
How is the share priced?
7.6x
One share costs 7.6 times its yearly profit per share.
What Inter & Co, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 30, 2026
- Legal name
- Inter & Co, Inc.
- CIK
- 0001864163
Inter & Co, Inc. · INTR · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $412M | $690M | $952M | $1.2B | $1.5B |
| Revenue growth | 110.0% | 67.4% | 38.0% | 24.8% | 26.5% |
| Net interest income | $295M | $471M | $660M | $827M | $1.1B |
| Gross margin | 95.5% | 96.4% | 97.1% | 97.8% | 97.8% |
| Net income | −$13.5M | −$2.1M | $60.5M | $168M | $235M |
| Net margin | −3.3% | −0.3% | 6.4% | 14.2% | 15.6% |
| Diluted EPS | −$0.00 | −$0.01 | $0.15 | $0.38 | $0.53 |
| Cash | |||||
| Cash from operations | $17.0M | $407M | $1.5B | $698M | $1.4B |
| Capital expenditure | $6.0M | $5.4M | $3.6M | $15.2M | $19.6M |
| Free cash flow | $11.0M | $402M | $1.5B | $682M | $1.4B |
| FCF margin | 2.7% | 58.3% | 158.4% | 57.5% | 90.7% |
| Dividends paid | $3.6M | $14.7M | $4.7M | $15.2M | $43.6M |
| Share buybacks | $5.4M | $0.0M | $3.3M | $3.5M | $4.8M |
| Share count change | 13.7% | −84.2% | 0.2% | 8.5% | 1.0% |
| Debt and strength | |||||
| Cash and short-term investments | $89.8M | $252M | $878M | $179M | $694M |
| Debt incl. finance leases | $4.5M | $6.9M | $22.1M | $20.8M | $149M |
| Loans, net | $3.1B | $4.0B | $6.1B | $5.4B | $8.3B |
| Deposits | $3.3B | $4.5B | $6.7B | $6.9B | $10.0B |
| Shareholders' equity | $477M | $1.3B | $1.5B | $1.4B | $1.9B |
| Returns and quality | |||||
| Return on equity | −2.4% | −0.2% | 4.2% | 11.3% | 14.2% |
| Return on tangible equity | −2.8% | −0.2% | 3.9% | 11.7% | 12.6% |
| Piotroski F-score | 4 | 6 | 5 | 7 | 4 |
Insider trades 12 months
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Inter & Co, Inc. · INTR · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001864163). Latest version: stoqly.net/companies/intr. Data updated November 9, 2026. Filed in BRL under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.