Investar Holding Corp
ISTR Nasdaq· State Commercial Banks
Last close · Oct 23, 2026
$28.04
KIRA · Stoqly’s AI analyst, in plain words
- Investar Holding Corp had $93.6M of revenue in fiscal 2025, up 7.1% on the year before. Over five years, revenue changed +4.7% a year on average.
- Investar Holding Corp made $22.9M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.6% a year.
- Investar Holding Corp returned $6.5M to shareholders in fiscal 2025. The diluted share count rose 8.5%.
- It earned 8.4% on shareholders’ money. Running costs took 70.2% of revenue (the efficiency ratio; lower is better).
Market cap
$436M
P/E
11.6x
Revenue
$93.6M
Net income
$22.9M
Return on equity
8.4%
Efficiency ratio
70.2%
Investar Holding Corp in 30 seconds · fiscal 2025
Are sales growing?
+7.1%
Yes. Sales grew 7.1% last year.
Does it make a profit?
24.5%
Yes. It keeps 24.5% of every sale as profit.
How lean are its costs?
70.2%
Costly. Running costs take 70.2% of revenue.
How much does it earn on its capital?
8.4%
Fair. It earns 8.4% a year on shareholders’ money.
How is the share priced?
11.6x
One share costs 11.6 times its yearly profit per share.
What Investar Holding Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 16, 2026
- Legal name
- Investar Holding Corp
- CIK
- 0001602658
Investar Holding Corp · ISTR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $73.0M | $105M | $83.1M | $87.4M | $93.6M |
| Revenue growth | −2.0% | 44.2% | −21.1% | 5.3% | 7.1% |
| Net interest income | $83.8M | $89.8M | $74.5M | $69.8M | $80.8M |
| Net income | $8.0M | $35.7M | $16.7M | $20.3M | $22.9M |
| Net margin | 11.0% | 33.9% | 20.1% | 23.2% | 24.5% |
| Diluted EPS | $0.76 | $3.50 | $1.69 | $2.04 | $2.13 |
| Cash | |||||
| Cash from operations | $33.5M | $42.7M | $26.2M | $15.9M | $18.2M |
| Dividends paid | $3.1M | $3.6M | $3.8M | $4.0M | $4.2M |
| Share buybacks | $6.9M | $10.5M | $3.0M | $0.3M | $2.3M |
| Share count change | −3.4% | −3.0% | −3.3% | 1.0% | 8.5% |
| Debt and strength | |||||
| Debt incl. finance leases | $9.8M | $9.8M | $9.8M | $9.8M | $9.8M |
| Loans, net | — | — | — | $2.1B | $2.1B |
| Deposits | $2.1B | $2.1B | $2.3B | $2.3B | $2.4B |
| Shareholders' equity | $243M | $216M | $227M | $241M | $301M |
| Returns and quality | |||||
| Return on equity | 3.3% | 15.6% | 7.5% | 8.7% | 8.4% |
| Return on tangible equity | 4.0% | 20.7% | 9.0% | 10.1% | 8.4% |
| Efficiency ratio | 86.4% | 57.8% | 75.4% | 72.1% | 70.2% |
| Piotroski F-score | — | 7 | 5 | 4 | 5 |
Insiders bought, 12 months
$0.1M
1 insider
Insiders sold, 12 months
$0.7M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Investar Holding Corp · ISTR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $28.04 a share, the company is worth $436M: 11.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001602658). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.