9F Inc.
JFU Nasdaq· Finance Services
Last close · Oct 26, 2026
$2.52
KIRA · Stoqly’s AI analyst, in plain words
- 9F Inc. had $18.7M of revenue in fiscal 2025, up 7.6% on the year before. Over five years, revenue changed −36.6% a year on average.
- Its operating margin was 8.4%, up 44.8 pts: of every 100 in sales, about 8 is left after running the business.
- 9F Inc. made $23.4M of net profit in fiscal 2025. From fiscal 2017 to 2025, diluted EPS grew −16.9% a year.
- Free cash flow was $28.5M in fiscal 2025, 152.6% of revenue.
Market cap
$29.7M
P/E
1.3x
Revenue
$18.7M
Net income
$23.4M
Free cash flow
$28.5M
Operating margin
8.4%
9F Inc. in 30 seconds · fiscal 2025
Are sales growing?
+7.6%
Yes. Sales grew 7.6% last year.
Does it make a profit?
125.2%
Yes. It keeps 125.2% of every sale as profit.
Does profit turn into cash?
152.6%
Yes. 152.6% of sales ends up as free cash.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
1.3x
One share costs 1.3 times its yearly profit per share.
What 9F Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 30, 2026
- Legal name
- 9F Inc.
- CIK
- 0001619544
9F Inc. · JFU
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $118M | $23.0M | $20.1M | $17.4M | $18.7M |
| Revenue growth | −35.1% | −80.5% | −12.5% | −13.8% | 7.6% |
| Gross margin | 18.9% | 70.0% | 56.8% | 76.2% | 81.2% |
| Operating margin | −7.3% | −97.0% | −135.7% | −36.4% | 8.4% |
| Net income | −$36.4M | −$88.3M | −$19.8M | $6.9M | $23.4M |
| Net margin | −30.9% | −383.9% | −98.3% | 40.0% | 125.2% |
| Diluted EPS | −$3.41 | −$7.57 | −$1.69 | $0.58 | $1.98 |
| Cash | |||||
| Cash from operations | −$35.6M | $12.0M | $6.6M | $6.5M | $28.9M |
| Capital expenditure | $1.2M | $6.7M | $0.8M | $0.2M | $0.4M |
| Free cash flow | −$36.8M | $5.4M | $5.8M | $6.3M | $28.5M |
| FCF margin | −31.2% | 23.3% | 28.6% | 36.3% | 152.6% |
| Share count change | 7.6% | 9.2% | 1.0% | 0.2% | 0.0% |
| Debt and strength | |||||
| Cash and short-term investments | $385M | $353M | $237M | $52.0M | $62.1M |
| Deposits | — | — | $0.1M | $0.1M | $0.1M |
| Shareholders' equity | $651M | $530M | $495M | $493M | $530M |
| Returns and quality | |||||
| Return on equity | −5.7% | −15.0% | −3.9% | 1.4% | 4.6% |
| Return on tangible equity | −5.7% | −16.9% | −4.0% | 1.4% | 4.4% |
| Piotroski F-score | 3 | 3 | 3 | 4 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
9F Inc. · JFU
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $2.52 a share, the company is worth $29.7M: 1.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001619544). Data updated October 24, 2026. Filed in CNY under US GAAP and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.