ST JOE Co
JOE NYSE· Land Subdividers & Developers (No Cemeteries)
Last close · Oct 26, 2026
$68.11
KIRA · Stoqly’s AI analyst, in plain words
- ST JOE Co had $513M of revenue in fiscal 2025, up 27.4% on the year before. Over five years, revenue changed +26.2% a year on average.
- Its operating margin was 28.5%, up 4.8 pts: of every 100 in sales, about 28 is left after running the business.
- ST JOE Co made $116M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 28.4% a year.
- Free cash flow was $187M in fiscal 2025, 36.4% of revenue.
- ST JOE Co returned $73.9M to shareholders in fiscal 2025, 40% of free cash flow. The diluted share count fell 0.7%.
- ST JOE Co owes $262M more than it holds in cash, about 1.4 years of operating profit.
Market cap
$3.9B
P/E
32.0x
Revenue
$513M
Net income
$116M
Free cash flow
$187M
Operating margin
28.5%
ST JOE Co in 30 seconds · fiscal 2025
Are sales growing?
+27.4%
Yes. Sales grew 27.4% last year.
Does it make a profit?
22.5%
Yes. It keeps 22.5% of every sale as profit.
Does profit turn into cash?
36.4%
Yes. 36.4% of sales ends up as free cash.
Is debt under control?
1.4x
Keep an eye on it. Repaying its debt would take 1.4 years of operating profit.
How healthy are the accounts?
8 / 8
Solid. It passes 8 of 8 health tests.
How is the share priced?
32.0x
One share costs 32.0 times its yearly profit per share.
What ST JOE Co does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- ST JOE Co
- CIK
- 0000745308
ST JOE Co · JOE
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $267M | $252M | $389M | $403M | $513M |
| Revenue growth | 66.3% | −5.5% | 54.3% | 3.5% | 27.4% |
| Gross margin | — | 42.2% | 39.4% | 41.5% | 43.1% |
| Operating margin | 35.4% | 24.4% | 23.3% | 23.7% | 28.5% |
| Net income | $74.6M | $70.9M | $77.7M | $74.2M | $116M |
| Net margin | 27.9% | 28.1% | 20.0% | 18.4% | 22.5% |
| Diluted EPS | $1.27 | $1.21 | $1.33 | $1.27 | $1.99 |
| Cash | |||||
| Cash from operations | $112M | $48.2M | $104M | $108M | $191M |
| Capital expenditure | $4.3M | $7.3M | $6.2M | $7.7M | $4.1M |
| Free cash flow | $107M | $40.9M | $97.7M | $100M | $187M |
| FCF margin | 40.3% | 16.2% | 25.1% | 24.9% | 36.4% |
| Dividends paid | $18.8M | $23.5M | $25.7M | $30.3M | $33.6M |
| Share buybacks | — | $20.0M | — | $3.4M | $40.3M |
| Share count change | −0.2% | −0.3% | −0.7% | 0.0% | −0.7% |
| Debt and strength | |||||
| Cash and short-term investments | $70.2M | $37.7M | $86.1M | $88.8M | $130M |
| Debt incl. finance leases | $223M | $386M | $454M | $438M | $392M |
| Loans, net | $12.4M | $1.7M | $0.4M | — | — |
| Shareholders' equity | $607M | $631M | $683M | $724M | $766M |
| Net debt / EBITDA | 1.4x | 4.1x | 2.8x | 2.5x | 1.4x |
| Interest coverage | 6.0x | 3.3x | 3.0x | 2.8x | 4.8x |
| Returns and quality | |||||
| Return on capital | 9.3% | 4.7% | 6.4% | 6.6% | 10.6% |
| Return on equity | 12.9% | 11.5% | 11.8% | 10.5% | 15.5% |
| Return on tangible equity | 12.3% | 11.2% | 11.4% | 10.2% | 15.1% |
| Piotroski F-score | 6 | 3 | 6 | 6 | 8 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$82.3M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
ST JOE Co · JOE
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $68.11 a share, the company is worth $3.9B: 32.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000745308). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.