JPMorgan Chase
JPM NYSE· Diversified Banks
Last close · Oct 26, 2026
$334.04
KIRA · Stoqly’s AI analyst, in plain words
- JPMorgan Chase had $182.4B of revenue in fiscal 2025, up 2.8% on the year before. Over five years, revenue changed +8.8% a year on average.
- JPMorgan Chase made $57.0B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 13.9% a year.
- JPMorgan Chase returned $48.2B to shareholders in fiscal 2025. The diluted share count fell 3.4%.
- It earned 16.1% on shareholders’ money. Running costs took 52.4% of revenue (the efficiency ratio; lower is better).
Market cap
$929.1B
P/E
14.3x
Revenue
$182.4B
Net income
$57.0B
Return on equity
16.1%
Efficiency ratio
52.4%
JPMorgan Chase in 30 seconds · fiscal 2025
Are sales growing?
+2.8%
Only a little. Sales grew 2.8% last year.
Does it make a profit?
31.3%
Yes. It keeps 31.3% of every sale as profit.
How lean are its costs?
52.4%
Lean. Running costs take 52.4% of revenue.
How much does it earn on its capital?
16.1%
Good. It earns 16.1% a year on shareholders’ money.
How is the share priced?
14.3x
One share costs 14.3 times its yearly profit per share. Typical for its sector: 13.7x.
What JPMorgan Chase does
JPMorgan Chase is a bank and financial services company based in the United States that works around the world under the J.P. Morgan and Chase names. It serves millions of people and small businesses, mostly in the US, as well as large companies, investors and governments. It had $4.4 trillion in assets at the end of 2025. It reports three business segments. Consumer & Community Banking offers checking and savings accounts, credit cards, mortgages, auto loans and investment accounts through Chase branches, ATMs, phones and online. The Commercial & Investment Bank advises companies on deals, helps them raise money by selling stocks and bonds, lends to them, moves payments for them, trades securities and derivatives for clients and holds investments for safekeeping, a service known as custody. Asset & Wealth Management, with client assets of $7.1 trillion, manages money for investors and wealthy families.
Biggest risks, in its own words
- Heavy regulation, including rules on how much capital it must hold, which could raise its costs or limit what it does.
- Lawsuits and government investigations that could bring large fines and other penalties.
- Losses if borrowers, clients or trading partners cannot repay what they owe, especially if the economy weakens.
- Swings in financial markets that could lower the value of what it holds and cut fees from deals and trading.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 13, 2026
- Legal name
- JPMORGAN CHASE & CO
- CIK
- 0000019617
JPMorgan Chase · JPM
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $121.6B | $128.7B | $158.1B | $177.6B | $182.4B |
| Revenue growth | 1.4% | 5.8% | 22.9% | 12.3% | 2.8% |
| Net interest income | $52.3B | $66.7B | $89.3B | $92.6B | $95.4B |
| Net income | $48.3B | $37.7B | $49.6B | $58.5B | $57.0B |
| Net margin | 39.7% | 29.3% | 31.3% | 32.9% | 31.3% |
| Diluted EPS | $15.36 | $12.09 | $16.23 | $19.75 | $20.02 |
| Cash | |||||
| Dividends paid | $12.9B | $13.6B | $13.5B | $14.8B | $16.6B |
| Share buybacks | $18.4B | $3.2B | $9.8B | $18.8B | $31.6B |
| Share count change | −2.0% | −1.9% | −0.9% | −2.2% | −3.4% |
| Debt and strength | |||||
| Loans, net | $1.06T | $1.12T | $1.30T | $1.32T | $1.47T |
| Deposits | $2.46T | $2.34T | $2.40T | $2.41T | $2.56T |
| Shareholders' equity | $294.1B | $292.3B | $327.9B | $344.8B | $362.4B |
| Returns and quality | |||||
| Return on equity | 16.9% | 12.9% | 16.0% | 17.4% | 16.1% |
| Return on tangible equity | 19.6% | 14.8% | 18.5% | 20.0% | 18.5% |
| Efficiency ratio | 58.7% | 59.2% | 55.1% | 51.7% | 52.4% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$116M
11 insiders
Of sales under plans
100%
$116M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
JPMorgan Chase · JPM
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Net margin | ROE | P/E | F-score |
|---|---|---|---|---|---|---|
| JPMorgan Chase JPM | $929.1B | 2.8% | 31.3% | 16.1% | 14.3x | — |
| Bank of America BAC | $388.0B | 6.8% | 27.0% | 10.2% | 11.6x | — |
| Citigroup C | $226.7B | 5.6% | 16.8% | 6.8% | — | — |
| Wells Fargo WFC | $268.0B | 1.7% | 25.5% | 11.9% | 12.0x | — |
| Goldman Sachs GS | $283.7B | 8.9% | 29.5% | 13.9% | 13.8x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $334.04 a share, the company is worth $929.1B: 14.3 times its earnings of the last four quarters.
JPMorgan Chase grew sales faster than 1 of its 4 similar companies. Its P/E is higher than 3 of 3.
Source: SEC EDGAR XBRL filings (CIK 0000019617). Data updated October 9, 2026. For information only — not investment advice. Check the original filings before relying on any figure.