James River Group Holdings, Inc.
JRVR Nasdaq· Fire, Marine & Casualty Insurance
Last close · Oct 27, 2026
$3.77
KIRA · Stoqly’s AI analyst, in plain words
- James River Group Holdings, Inc. had $688M of revenue in fiscal 2025, down 2.8% on the year before. Over five years, revenue changed +0.6% a year on average.
- James River Group Holdings, Inc. made $47.4M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −12.0% a year.
- Free cash flow was −$23.6M in fiscal 2025, −3.4% of revenue.
- James River Group Holdings, Inc. returned $2.0M to shareholders in fiscal 2025. The diluted share count rose 55.1%.
Market cap
$177M
P/E
8.6x
Revenue
$688M
Net income
$47.4M
Free cash flow
−$23.6M
Operating margin
—
James River Group Holdings, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−2.8%
No. Sales fell 2.8% last year.
Does it make a profit?
6.9%
A little. It keeps 6.9% of every sale as profit.
Does profit turn into cash?
−3.4%
No. It spent more cash than it brought in.
How is the share priced?
8.6x
One share costs 8.6 times its yearly profit per share.
What James River Group Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 3, 2026
- Legal name
- James River Group Holdings, Inc.
- CIK
- 0001620459
James River Group Holdings, Inc. · JRVR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $609M | $662M | $812M | $708M | $688M |
| Revenue growth | −8.9% | 8.6% | 22.8% | −12.9% | −2.8% |
| Net income | −$173M | $31.0M | −$108M | −$81.1M | $47.4M |
| Net margin | −28.4% | 4.7% | −13.3% | −11.5% | 6.9% |
| Diluted EPS | −$4.94 | $0.59 | −$3.13 | −$3.06 | $0.79 |
| Cash | |||||
| Cash from operations | −$914M | $223M | $88.0M | −$247M | −$18.8M |
| Capital expenditure | $6.3M | $8.2M | $6.4M | $4.9M | $4.8M |
| Free cash flow | −$920M | $215M | $81.5M | −$252M | −$23.6M |
| FCF margin | −151.0% | 32.4% | 10.0% | −35.6% | −3.4% |
| Dividends paid | $43.2M | $7.8M | $7.7M | $6.2M | $2.0M |
| Share buybacks | $3.1M | $1.3M | — | — | — |
| Share count change | 13.2% | 7.7% | 0.4% | 2.3% | 55.1% |
| Debt and strength | |||||
| Cash and short-term investments | $190M | $159M | $274M | $362M | $261M |
| Shareholders' equity | $725M | $554M | $535M | $461M | $538M |
| Returns and quality | |||||
| Return on equity | −22.7% | 4.8% | −19.8% | −16.3% | 9.5% |
| Return on tangible equity | −34.0% | 6.6% | −36.9% | −48.0% | 12.2% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
James River Group Holdings, Inc. · JRVR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $3.77 a share, the company is worth $177M: 8.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001620459). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.