Landmark Bancorp Inc
LARK Nasdaq· National Commercial Banks
Last close · Oct 27, 2026
$32.12
KIRA · Stoqly’s AI analyst, in plain words
- Landmark Bancorp Inc had $70.6M of revenue in fiscal 2025, up 16.8% on the year before. Over five years, revenue changed +2.0% a year on average.
- Landmark Bancorp Inc made $18.8M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 4.3% a year.
- Landmark Bancorp Inc returned $4.9M to shareholders in fiscal 2025, 23% of free cash flow. The diluted share count rose 1.1%.
- It earned 12.6% on shareholders’ money. Running costs took 64.0% of revenue (the efficiency ratio; lower is better).
Market cap
$198M
P/E
9.8x
Revenue
$70.6M
Net income
$18.8M
Return on equity
12.6%
Efficiency ratio
64.0%
Landmark Bancorp Inc in 30 seconds · fiscal 2025
Are sales growing?
+16.8%
Yes. Sales grew 16.8% last year.
Does it make a profit?
26.6%
Yes. It keeps 26.6% of every sale as profit.
How lean are its costs?
64.0%
Average. Running costs take 64.0% of revenue.
How much does it earn on its capital?
12.6%
Good. It earns 12.6% a year on shareholders’ money.
How is the share priced?
9.8x
One share costs 9.8 times its yearly profit per share.
What Landmark Bancorp Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Apr 14, 2026
- Legal name
- LANDMARK BANCORP INC
- CIK
- 0001141688
Landmark Bancorp Inc · LARK
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $60.6M | $52.6M | $56.5M | $60.5M | $70.6M |
| Revenue growth | −5.1% | −13.2% | 7.5% | 7.0% | 16.8% |
| Net interest income | $38.3M | $38.9M | $43.3M | $45.7M | $55.7M |
| Net income | $18.0M | $9.9M | $12.2M | $13.0M | $18.8M |
| Net margin | 29.7% | 18.8% | 21.6% | 21.5% | 26.6% |
| Diluted EPS | $3.26 | $1.71 | $2.03 | $2.15 | $3.07 |
| Cash | |||||
| Cash from operations | $31.2M | $24.8M | $12.6M | $14.2M | $21.6M |
| Capital expenditure | $1.3M | $0.9M | $1.0M | $2.3M | $0.6M |
| Free cash flow | $29.8M | $23.9M | $11.6M | $11.9M | $21.0M |
| FCF margin | 49.2% | 45.5% | 20.5% | 19.7% | 29.8% |
| Dividends paid | $3.8M | $4.2M | $4.4M | $4.6M | $4.9M |
| Share buybacks | — | $1.2M | $0.1M | $0.3M | — |
| Share count change | 5.3% | 4.8% | 4.5% | 0.2% | 1.1% |
| Debt and strength | |||||
| Loans, net | $653M | $841M | — | — | — |
| Deposits | $1.1B | $1.3B | $1.3B | $1.3B | $1.4B |
| Shareholders' equity | $136M | $110M | $127M | $136M | $161M |
| Returns and quality | |||||
| Return on equity | 13.7% | 8.0% | 10.3% | 9.9% | 12.6% |
| Return on tangible equity | 15.3% | 13.3% | 13.4% | 12.8% | 14.9% |
| Efficiency ratio | 61.5% | 78.5% | 74.3% | 72.9% | 64.0% |
Insiders bought, 12 months
$0.0M
2 insiders
Insiders sold, 12 months
$0.5M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Landmark Bancorp Inc · LARK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $32.12 a share, the company is worth $198M: 9.8 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001141688). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.