loanDepot, Inc.
LDI NYSE· Finance Services
Last close · Oct 27, 2026
$0.66
KIRA · Stoqly’s AI analyst, in plain words
- loanDepot, Inc. had $1.2B of revenue in fiscal 2025, up 12.2% on the year before. Over five years, revenue changed −22.7% a year on average.
- loanDepot, Inc. lost $62.6M in fiscal 2025.
- Free cash flow was −$735M in fiscal 2025, −61.7% of revenue.
- loanDepot, Inc. returned $2.5M to shareholders in fiscal 2025.
- loanDepot, Inc. owes $1.8B more than it holds in cash.
Market cap
$152M
P/E
—
Revenue
$1.2B
Net income
−$62.6M
Free cash flow
−$735M
Operating margin
—
loanDepot, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+12.2%
Yes. Sales grew 12.2% last year.
Does it make a profit?
−5.3%
No. It lost money last year.
Does profit turn into cash?
−61.7%
No. It spent more cash than it brought in.
What loanDepot, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 12, 2026
- Legal name
- loanDepot, Inc.
- CIK
- 0001831631
loanDepot, Inc. · LDI
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $3.7B | $1.3B | $974M | $1.1B | $1.2B |
| Revenue growth | −13.6% | −66.3% | −22.4% | 8.9% | 12.2% |
| Net interest income | $44.0M | $49.3M | $3.1M | −$0.8M | $10.3M |
| Net income | $114M | −$273M | −$110M | −$98.3M | −$62.6M |
| Net margin | 3.0% | −21.7% | −11.3% | −9.3% | −5.3% |
| Diluted EPS | $0.87 | −$1.75 | — | — | — |
| Cash | |||||
| Cash from operations | −$1.5B | $4.5B | −$174M | −$858M | −$708M |
| Capital expenditure | $54.1M | $43.2M | $20.6M | $26.4M | $27.1M |
| Free cash flow | −$1.5B | $4.4B | −$195M | −$885M | −$735M |
| FCF margin | −40.8% | 351.8% | −20.0% | −83.4% | −61.7% |
| Dividends paid | $463M | $119M | $3.0M | $3.3M | $2.5M |
| Share count change | — | 20.0% | 12.1% | 6.1% | — |
| Debt and strength | |||||
| Cash and short-term investments | $420M | $864M | $661M | $422M | $337M |
| Debt incl. finance leases | $1.6B | $2.3B | $2.3B | $2.0B | $2.1B |
| Shareholders' equity | $1.6B | $921M | $704M | $507M | $386M |
| Returns and quality | |||||
| Return on equity | 6.9% | −21.4% | −13.5% | −16.2% | −14.0% |
| Return on tangible equity | 7.2% | −29.6% | −15.6% | −19.4% | −16.2% |
| Piotroski F-score | — | 2 | 1 | 3 | — |
Insiders bought, 12 months
$0.9M
1 insider
Insiders sold, 12 months
$15.6M
3 insiders
Of sales under plans
63%
$9.8M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
loanDepot, Inc. · LDI
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $0.66 a share, the company is worth $152M.
Source: SEC EDGAR XBRL filings (CIK 0001831631). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.