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Stoqly stoqly.net Company report Β· October 27, 2026

Lument Finance Trust, Inc.

LFT NYSEΒ· Real Estate Investment Trusts

Last close Β· Oct 26, 2026

$4.22

KIRA Β· Stoqly’s AI analyst, in plain words

  • Lument Finance Trust, Inc. had $25.1M of revenue in fiscal 2025, down 39.3% on the year before. Over five years, revenue changed +6.4% a year on average.
  • Lument Finance Trust, Inc. lost $2.7M in fiscal 2025.
  • Lument Finance Trust, Inc. returned $18.3M to shareholders in fiscal 2025. The diluted share count rose 0.1%.

Market cap

$221M

P/E

β€”

Revenue

$25.1M

Net income

βˆ’$2.7M

Free cash flow

β€”

Operating margin

β€”

Lument Finance Trust, Inc. in 30 seconds Β· fiscal 2025

Weak

Are sales growing?

βˆ’39.3%

No. Sales fell 39.3% last year.

Weak

Does it make a profit?

βˆ’10.9%

No. It lost money last year.

For information

How is the share priced?

β€”

No P/E: it made no profit over the last four quarters.

What Lument Finance Trust, Inc. does

No business description yet.

Fiscal year ends
December 31, 2025
Latest annual report
10-K Β· Mar 23, 2026
Legal name
Lument Finance Trust, Inc.
CIK
0001547546
stoqly.net Β· LFT Β· Generated October 27, 2026 Not investment advice Β· Page 1 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Lument Finance Trust, Inc. Β· LFT

Results and finances

The last 5 fiscal years. Amounts in USD.

Fiscal yearFY21FY22FY23FY24FY25
Sales and profit
Revenue $20.7M $23.9M $34.4M $41.4M $25.1M
Revenue growth 12.2% 15.5% 44.1% 20.2% βˆ’39.3%
Net interest income $20.7M $23.9M $34.4M $41.4M $25.1M
Net income $10.5M $9.9M $19.7M $22.6M βˆ’$2.7M
Net margin 50.9% 41.3% 57.3% 54.8% βˆ’10.9%
Diluted EPS $0.30 $0.11 $0.29 $0.34 βˆ’$0.14
Cash
Cash from operations $13.8M $16.3M $24.7M $27.1M $10.1M
Dividends paid $10.0M $11.6M $13.1M $15.7M $18.3M
Share count change 0.0% 93.8% 8.0% 0.1% 0.1%
Debt and strength
Cash and short-term investments $14.7M $43.9M $51.2M $69.2M $23.1M
Loans, net β€” $1.1B $1.4B $1.0B $1.1B
Shareholders' equity $169M $243M $241M $238M $219M
Returns and quality
Return on equity 7.4% 4.8% 8.2% 9.5% βˆ’1.2%
Return on tangible equity 4.4% 2.1% 6.2% 7.5% βˆ’3.4%
Efficiency ratio 40.8% 43.3% 35.6% 32.7% 49.9%

Insiders bought, 12 months

$0.4M

4 insiders

Insiders sold, 12 months

$0.1M

1 insider

Of sales under plans

0%

$0.0M

How to read these numbers

Revenue:
Total sales reported in the income statement.
Operating margin:
Operating income as a share of revenue.
Net income:
Profit after all expenses, interest and tax.
Free cash flow:
Cash from operations minus capital spending.
Net debt / EBITDA:
Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
Return on capital:
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
stoqly.net Β· LFT Β· Generated October 27, 2026 Not investment advice Β· Page 2 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Lument Finance Trust, Inc. Β· LFT

Charts and comparison

Ten years at a glance, and how it stacks up against similar companies.

Revenue

Net income

Margins, % of revenue

Gross Operating Net

Cash vs debt (incl. leases)

Cash Debt

Free cash flow

Dividends and buybacks

Dividends Buybacks

KIRA

At $4.22 a share, the company is worth $221M.

Source: SEC EDGAR XBRL filings (CIK 0001547546). Data updated October 24, 2026. For information only β€” not investment advice. Check the original filings before relying on any figure.