Lument Finance Trust, Inc.
LFT NYSEΒ· Real Estate Investment Trusts
Last close Β· Oct 26, 2026
$4.22
KIRA Β· Stoqlyβs AI analyst, in plain words
- Lument Finance Trust, Inc. had $25.1M of revenue in fiscal 2025, down 39.3% on the year before. Over five years, revenue changed +6.4% a year on average.
- Lument Finance Trust, Inc. lost $2.7M in fiscal 2025.
- Lument Finance Trust, Inc. returned $18.3M to shareholders in fiscal 2025. The diluted share count rose 0.1%.
Market cap
$221M
P/E
β
Revenue
$25.1M
Net income
β$2.7M
Free cash flow
β
Operating margin
β
Lument Finance Trust, Inc. in 30 seconds Β· fiscal 2025
Are sales growing?
β39.3%
No. Sales fell 39.3% last year.
Does it make a profit?
β10.9%
No. It lost money last year.
How is the share priced?
β
No P/E: it made no profit over the last four quarters.
What Lument Finance Trust, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K Β· Mar 23, 2026
- Legal name
- Lument Finance Trust, Inc.
- CIK
- 0001547546
Lument Finance Trust, Inc. Β· LFT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $20.7M | $23.9M | $34.4M | $41.4M | $25.1M |
| Revenue growth | 12.2% | 15.5% | 44.1% | 20.2% | β39.3% |
| Net interest income | $20.7M | $23.9M | $34.4M | $41.4M | $25.1M |
| Net income | $10.5M | $9.9M | $19.7M | $22.6M | β$2.7M |
| Net margin | 50.9% | 41.3% | 57.3% | 54.8% | β10.9% |
| Diluted EPS | $0.30 | $0.11 | $0.29 | $0.34 | β$0.14 |
| Cash | |||||
| Cash from operations | $13.8M | $16.3M | $24.7M | $27.1M | $10.1M |
| Dividends paid | $10.0M | $11.6M | $13.1M | $15.7M | $18.3M |
| Share count change | 0.0% | 93.8% | 8.0% | 0.1% | 0.1% |
| Debt and strength | |||||
| Cash and short-term investments | $14.7M | $43.9M | $51.2M | $69.2M | $23.1M |
| Loans, net | β | $1.1B | $1.4B | $1.0B | $1.1B |
| Shareholders' equity | $169M | $243M | $241M | $238M | $219M |
| Returns and quality | |||||
| Return on equity | 7.4% | 4.8% | 8.2% | 9.5% | β1.2% |
| Return on tangible equity | 4.4% | 2.1% | 6.2% | 7.5% | β3.4% |
| Efficiency ratio | 40.8% | 43.3% | 35.6% | 32.7% | 49.9% |
Insiders bought, 12 months
$0.4M
4 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Lument Finance Trust, Inc. Β· LFT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $4.22 a share, the company is worth $221M.
Source: SEC EDGAR XBRL filings (CIK 0001547546). Data updated October 24, 2026. For information only β not investment advice. Check the original filings before relying on any figure.
