Manhattan Bridge Capital, Inc
LOAN Nasdaq· Real Estate Investment Trusts
Last close · Oct 27, 2026
$3.46
KIRA · Stoqly’s AI analyst, in plain words
- Manhattan Bridge Capital, Inc had $8.7M of revenue in fiscal 2025, down 10.6% on the year before. Over five years, revenue changed +4.3% a year on average.
- Its operating margin was 58.8%, up 1.3 pts: of every 100 in sales, about 59 is left after running the business.
- Manhattan Bridge Capital, Inc made $5.1M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 2.2% a year.
- Free cash flow was $4.9M in fiscal 2025, 56.9% of revenue.
- Manhattan Bridge Capital, Inc returned $5.3M to shareholders in fiscal 2025, 107% of free cash flow. The diluted share count fell 0.0%.
- Manhattan Bridge Capital, Inc owes $6.0M more than it holds in cash, about 1.2 years of operating profit.
Market cap
$39.5M
P/E
8.2x
Revenue
$8.7M
Net income
$5.1M
Free cash flow
$4.9M
Operating margin
58.8%
Manhattan Bridge Capital, Inc in 30 seconds · fiscal 2025
Are sales growing?
−10.6%
No. Sales fell 10.6% last year.
Does it make a profit?
59.0%
Yes. It keeps 59.0% of every sale as profit.
Does profit turn into cash?
56.9%
Yes. 56.9% of sales ends up as free cash.
Is debt under control?
1.2x
Keep an eye on it. Repaying its debt would take 1.2 years of operating profit.
How healthy are the accounts?
4 / 7
Mixed. It passes 4 of 7 health tests.
How is the share priced?
8.2x
One share costs 8.2 times its yearly profit per share.
What Manhattan Bridge Capital, Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 27, 2026
- Legal name
- MANHATTAN BRIDGE CAPITAL, INC
- CIK
- 0001080340
Manhattan Bridge Capital, Inc · LOAN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $6.8M | $8.6M | $9.8M | $9.7M | $8.7M |
| Revenue growth | −2.8% | 25.9% | 14.3% | −1.1% | −10.6% |
| Operating margin | 64.7% | 60.6% | 55.6% | 57.5% | 58.8% |
| Net income | $4.4M | $5.2M | $5.5M | $5.6M | $5.1M |
| Net margin | 65.0% | 60.8% | 55.9% | 57.7% | 59.0% |
| Diluted EPS | $0.42 | $0.45 | $0.48 | $0.49 | $0.45 |
| Cash | |||||
| Cash from operations | $4.6M | $5.2M | $5.4M | $4.9M | $4.9M |
| Capital expenditure | — | $0.0M | $0.0M | $0.0M | $0.0M |
| Free cash flow | — | $5.2M | $5.4M | $4.9M | $4.9M |
| FCF margin | — | 60.3% | 55.0% | 50.9% | 56.9% |
| Dividends paid | $5.0M | $5.7M | $5.3M | $5.2M | $5.3M |
| Share count change | 9.3% | 9.2% | −0.2% | −0.3% | −0.0% |
| Debt and strength | |||||
| Cash and short-term investments | $0.1M | $0.1M | $0.1M | $0.2M | $0.2M |
| Debt incl. finance leases | — | — | — | $7.2M | $6.2M |
| Loans, net | $49.3M | $60.9M | — | — | — |
| Shareholders' equity | $43.4M | $42.9M | $42.9M | $43.3M | $43.1M |
| Net debt / EBITDA | — | — | — | 1.3x | 1.2x |
| Interest coverage | — | — | 2.2x | 2.5x | 3.1x |
| Returns and quality | |||||
| Return on capital | — | — | — | 11.1% | 10.4% |
| Return on equity | 11.7% | 12.1% | 12.8% | 13.0% | 11.8% |
| Return on tangible equity | 10.2% | 12.2% | 12.8% | 12.9% | 11.9% |
| Piotroski F-score | — | — | — | — | 4 |
Insiders bought, 12 months
$0.1M
2 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Manhattan Bridge Capital, Inc · LOAN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $3.46 a share, the company is worth $39.5M: 8.2 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001080340). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.