Marathon Bancorp, Inc. /MD/
MBBC Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 27, 2026
$14.52
KIRA · Stoqly’s AI analyst, in plain words
- Marathon Bancorp, Inc. /MD/ had $9.0M of revenue in fiscal 2026, up 33.0% on the year before. Over five years, revenue changed +4.4% a year on average.
- Marathon Bancorp, Inc. /MD/ made $1.8M of net profit in fiscal 2026.
- Marathon Bancorp, Inc. /MD/ returned $0.1M to shareholders in fiscal 2026, 6% of free cash flow. The diluted share count fell 1.3%.
- It earned 3.8% on shareholders’ money. Running costs took 76.0% of revenue (the efficiency ratio; lower is better).
Market cap
$39.6M
P/E
22.0x
Revenue
$9.0M
Net income
$1.8M
Return on equity
3.8%
Efficiency ratio
76.0%
Marathon Bancorp, Inc. /MD/ in 30 seconds · fiscal 2026
Are sales growing?
+33.0%
Yes. Sales grew 33.0% last year.
Does it make a profit?
19.8%
Yes. It keeps 19.8% of every sale as profit.
How lean are its costs?
76.0%
Costly. Running costs take 76.0% of revenue.
How much does it earn on its capital?
3.8%
Low. It earns 3.8% a year on shareholders’ money.
How is the share priced?
22.0x
One share costs 22.0 times its yearly profit per share.
What Marathon Bancorp, Inc. /MD/ does
No business description yet.
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Sep 16, 2026
- Legal name
- Marathon Bancorp, Inc. /MD/
- CIK
- 0001835385
Marathon Bancorp, Inc. /MD/ · MBBC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $7.3M | $8.0M | $6.6M | $6.8M | $9.0M |
| Revenue growth | 0.5% | 9.2% | −17.9% | 3.4% | 33.0% |
| Net interest income | $6.2M | $6.7M | $5.8M | $6.0M | $8.2M |
| Net income | $1.3M | $1.7M | −$0.2M | $0.0M | $1.8M |
| Net margin | 18.2% | 20.9% | −2.8% | 0.6% | 19.8% |
| Diluted EPS | $0.62 | $0.79 | −$0.07 | $0.02 | $0.66 |
| Cash | |||||
| Cash from operations | $0.8M | $2.0M | $0.4M | $1.4M | $2.5M |
| Capital expenditure | $0.0M | $0.1M | $2.3M | $0.2M | $0.4M |
| Free cash flow | $0.8M | $1.9M | −$1.8M | $1.3M | $2.0M |
| FCF margin | 10.8% | 24.0% | −28.2% | 18.7% | 22.4% |
| Share buybacks | — | — | $0.2M | $0.1M | $0.1M |
| Share count change | 0.1% | −1.5% | 32.7% | −1.4% | −1.3% |
| Debt and strength | |||||
| Cash and short-term investments | $8.4M | $11.8M | $10.5M | $14.4M | $20.8M |
| Debt incl. finance leases | — | $0.0M | — | — | — |
| Loans, net | $186M | $198M | $183M | $201M | $217M |
| Deposits | $188M | $197M | $173M | $175M | — |
| Shareholders' equity | $30.7M | $31.3M | $31.3M | $45.7M | $48.0M |
| Returns and quality | |||||
| Return on equity | 4.4% | 5.4% | −0.6% | 0.1% | 3.8% |
| Return on tangible equity | 4.3% | 5.3% | −0.6% | 0.1% | 3.7% |
| Efficiency ratio | 75.8% | 73.5% | 106.6% | 101.2% | 76.0% |
Insiders bought, 12 months
$0.1M
4 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Marathon Bancorp, Inc. /MD/ · MBBC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $14.52 a share, the company is worth $39.6M: 22.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001835385). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.
