Metropolitan Bank Holding Corp.
MCB NYSE· State Commercial Banks
Last close · Oct 26, 2026
$97.41
KIRA · Stoqly’s AI analyst, in plain words
- Metropolitan Bank Holding Corp. had $11.1M of revenue in fiscal 2025, down 53.8% on the year before. Over five years, revenue changed −4.2% a year on average.
- Metropolitan Bank Holding Corp. made $71.1M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 35.5% a year.
- Metropolitan Bank Holding Corp. returned $76.6M to shareholders in fiscal 2025. The diluted share count fell 4.6%.
- It earned 9.7% on shareholders’ money. Running costs took 1,592.4% of revenue (the efficiency ratio; lower is better).
Market cap
$1.2B
P/E
12.4x
Revenue
$11.1M
Net income
$71.1M
Return on equity
9.7%
Efficiency ratio
1,592.4%
Metropolitan Bank Holding Corp. in 30 seconds · fiscal 2025
Are sales growing?
−53.8%
No. Sales fell 53.8% last year.
Does it make a profit?
643.2%
Yes. It keeps 643.2% of every sale as profit.
How lean are its costs?
1,592.4%
Costly. Running costs take 1,592.4% of revenue.
How much does it earn on its capital?
9.7%
Fair. It earns 9.7% a year on shareholders’ money.
How is the share priced?
12.4x
One share costs 12.4 times its yearly profit per share.
What Metropolitan Bank Holding Corp. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 20, 2026
- Legal name
- Metropolitan Bank Holding Corp.
- CIK
- 0001476034
Metropolitan Bank Holding Corp. · MCB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $23.2M | $26.9M | $27.9M | $23.9M | $11.1M |
| Revenue growth | 69.4% | 16.0% | 3.8% | −14.1% | −53.8% |
| Net interest income | $157M | $229M | $223M | $253M | $303M |
| Net income | $60.6M | $59.4M | $77.3M | $66.7M | $71.1M |
| Net margin | 261.6% | 221.3% | 277.1% | 278.6% | 643.2% |
| Diluted EPS | $6.45 | $5.29 | $6.91 | $5.93 | $6.62 |
| Cash | |||||
| Cash from operations | $37.3M | $85.9M | $42.4M | $148M | $88.7M |
| Dividends paid | — | — | — | — | $3.1M |
| Share buybacks | — | — | — | — | $73.5M |
| Share count change | 10.4% | 20.8% | −0.6% | 1.1% | −4.6% |
| Debt and strength | |||||
| Cash and short-term investments | $2.4B | $257M | $269M | $200M | $394M |
| Loans, net | $3.7B | $4.8B | $5.6B | $6.0B | $6.7B |
| Deposits | $6.4B | $5.3B | $5.7B | $6.0B | $7.4B |
| Shareholders' equity | $557M | $576M | $659M | $730M | $743M |
| Returns and quality | |||||
| Return on equity | 13.5% | 10.5% | 12.5% | 9.6% | 9.7% |
| Return on tangible equity | 10.9% | 10.5% | 11.8% | 9.3% | 9.7% |
| Efficiency ratio | 377.2% | 553.9% | 471.8% | 725.2% | 1,592.4% |
Insiders bought, 12 months
$0.2M
2 insiders
Insiders sold, 12 months
$4.5M
4 insiders
Of sales under plans
9%
$0.4M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Metropolitan Bank Holding Corp. · MCB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $97.41 a share, the company is worth $1.2B: 12.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001476034). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.