Magyar Bancorp, Inc.
MGYR Nasdaq· Savings Institution, Federally Chartered
Last close · Oct 26, 2026
$20.21
KIRA · Stoqly’s AI analyst, in plain words
- Magyar Bancorp, Inc. had $31.9M of revenue in fiscal 2025, up 14.0% on the year before. Over five years, revenue changed +6.6% a year on average.
- Magyar Bancorp, Inc. made $9.8M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 26.4% a year.
- Magyar Bancorp, Inc. returned $1.8M to shareholders in fiscal 2025, 19% of free cash flow. The diluted share count fell 1.6%.
- It earned 8.5% on shareholders’ money.
Market cap
$127M
P/E
10.8x
Revenue
$31.9M
Net income
$9.8M
Return on equity
8.5%
Efficiency ratio
—
Magyar Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+14.0%
Yes. Sales grew 14.0% last year.
Does it make a profit?
30.6%
Yes. It keeps 30.6% of every sale as profit.
How much does it earn on its capital?
8.5%
Fair. It earns 8.5% a year on shareholders’ money.
How is the share priced?
10.8x
One share costs 10.8 times its yearly profit per share.
What Magyar Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- September 30, 2025
- Latest annual report
- 10-K · Dec 19, 2025
- Legal name
- Magyar Bancorp, Inc.
- CIK
- 0001337068
Magyar Bancorp, Inc. · MGYR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $29.0M | $29.7M | $30.4M | $28.0M | $31.9M |
| Revenue growth | 25.4% | 2.5% | 2.3% | −8.0% | 14.0% |
| Net interest income | $25.6M | $27.0M | $27.7M | $28.0M | $31.9M |
| Net income | $6.1M | $7.9M | $7.7M | $7.8M | $9.8M |
| Net margin | 21.1% | 26.6% | 25.3% | 27.8% | 30.6% |
| Diluted EPS | $1.01 | $1.17 | $1.20 | $1.23 | $1.56 |
| Cash | |||||
| Cash from operations | $9.3M | $11.2M | $8.5M | $6.3M | $10.4M |
| Capital expenditure | $0.4M | $3.0M | — | $0.8M | $0.6M |
| Free cash flow | $8.8M | $8.2M | — | $5.5M | $9.8M |
| FCF margin | 30.5% | 27.6% | — | 19.7% | 30.8% |
| Dividends paid | — | — | — | $1.7M | $1.8M |
| Share count change | −15.0% | 12.3% | −5.3% | −1.3% | −1.6% |
| Debt and strength | |||||
| Cash and short-term investments | $75.2M | $30.9M | $72.5M | $25.6M | $7.1M |
| Debt incl. finance leases | $23.4M | $15.6M | $59.0M | $28.6M | $49.1M |
| Loans, net | $585M | $32.0M | $35.5M | — | — |
| Deposits | $640M | $668M | $755M | $797M | $814M |
| Shareholders' equity | $97.6M | $98.5M | $105M | $111M | $119M |
| Returns and quality | |||||
| Return on equity | 7.9% | 8.1% | 7.6% | 7.2% | 8.5% |
| Return on tangible equity | 6.3% | 8.0% | 7.4% | 7.0% | 8.2% |
| Efficiency ratio | 64.3% | 61.4% | 63.4% | — | — |
| Piotroski F-score | 7 | 5 | 4 | 4 | 6 |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Magyar Bancorp, Inc. · MGYR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $20.21 a share, the company is worth $127M: 10.8 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001337068). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.