MoneyHero Ltd
MNY Nasdaq· Services-Business Services, Nec
Last close · Oct 27, 2026
$0.55
KIRA · Stoqly’s AI analyst, in plain words
- MoneyHero Ltd had $73.4M of revenue in fiscal 2025, down 7.7% on the year before.
- Its operating margin was −8.2%, up 42.4 pts: of every 100 in sales, about −8 is left after running the business.
- MoneyHero Ltd made $5.2M of net profit in fiscal 2025.
- Free cash flow was −$10.4M in fiscal 2025, −14.1% of revenue.
Market cap
$23.5M
P/E
—
Revenue
$73.4M
Net income
$5.2M
Free cash flow
−$10.4M
Operating margin
−8.2%
MoneyHero Ltd in 30 seconds · fiscal 2025
Are sales growing?
−7.7%
No. Sales fell 7.7% last year.
Does it make a profit?
7.1%
A little. It keeps 7.1% of every sale as profit.
Does profit turn into cash?
−14.1%
No. It spent more cash than it brought in.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What MoneyHero Ltd does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 30, 2026
- Legal name
- MoneyHero Ltd
- CIK
- 0001974044
MoneyHero Ltd · MNY
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $61.9M | $68.1M | $80.7M | $79.5M | $73.4M |
| Revenue growth | — | 10.1% | 18.4% | −1.4% | −7.7% |
| Gross margin | 51.7% | 50.3% | 45.5% | 41.9% | 49.2% |
| Operating margin | −47.2% | −60.1% | −37.2% | −50.5% | −8.2% |
| Net income | $30.9M | $49.4M | $173M | $37.8M | $5.2M |
| Net margin | 50.0% | 72.6% | 214.0% | 47.5% | 7.1% |
| Diluted EPS | −$143.21 | −$102.43 | −$17.92 | −$0.94 | −$0.12 |
| Cash | |||||
| Cash from operations | −$14.4M | −$14.6M | −$17.0M | −$24.9M | −$10.2M |
| Capital expenditure | $0.3M | $0.3M | $0.1M | $0.3M | $0.1M |
| Free cash flow | −$14.7M | −$14.9M | −$17.2M | −$25.2M | −$10.4M |
| FCF margin | −23.7% | −21.8% | −21.3% | −31.7% | −14.1% |
| Share count change | — | 123.5% | 1,895.6% | 319.5% | 6.0% |
| Debt and strength | |||||
| Cash and short-term investments | $9.2M | $24.1M | $68.6M | $42.5M | $31.2M |
| Debt incl. finance leases | — | $8.7M | $0.0M | $0.0M | — |
| Deposits | — | $0.2M | $54.7M | — | — |
| Shareholders' equity | $8.1M | $15.8M | $79.1M | $48.2M | $39.4M |
| Current ratio | — | 1.2x | 3.0x | 2.4x | 2.0x |
| Interest coverage | −6,959.4x | −7,188.2x | −3,950.8x | −3,464.8x | −530.7x |
| Returns and quality | |||||
| Return on capital | — | −6,613.9% | −226.9% | −555.5% | — |
| Return on equity | 381.8% | 413.3% | 363.7% | 59.4% | 11.8% |
| Return on tangible equity | 823.0% | 312.5% | 218.2% | 78.4% | 13.1% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
MoneyHero Ltd · MNY
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $0.55 a share, the company is worth $23.5M.
Source: SEC EDGAR XBRL filings (CIK 0001974044). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.