MGIC Investment
MTG NYSE· Reinsurance
Last close · Oct 23, 2026
$28.80
KIRA · Stoqly’s AI analyst, in plain words
- MGIC Investment had $1.2B of revenue in fiscal 2025, up 0.5% on the year before. Over five years, revenue changed +0.2% a year on average.
- MGIC Investment made $738M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 15.5% a year.
- Free cash flow was $852M in fiscal 2025, 70.2% of revenue.
- MGIC Investment returned $921M to shareholders in fiscal 2025, 108% of free cash flow. The diluted share count fell 11.0%.
Market cap
$6.1B
P/E
9.0x
Revenue
$1.2B
Net income
$738M
Free cash flow
$852M
Operating margin
—
MGIC Investment in 30 seconds · fiscal 2025
Are sales growing?
+0.5%
Only a little. Sales grew 0.5% last year.
Does it make a profit?
60.8%
Yes. It keeps 60.8% of every sale as profit.
Does profit turn into cash?
70.2%
Yes. 70.2% of sales ends up as free cash.
How is the share priced?
9.0x
One share costs 9.0 times its yearly profit per share. Typical for its sector: 13.7x.
What MGIC Investment does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- MGIC Investment Corp
- CIK
- 0000876437
MGIC Investment · MTG
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.2B | $1.2B | $1.2B | $1.2B | $1.2B |
| Revenue growth | −1.1% | −1.1% | −1.5% | 4.6% | 0.5% |
| Net income | $635M | $865M | $713M | $763M | $738M |
| Net margin | 53.6% | 73.8% | 61.7% | 63.2% | 60.8% |
| Diluted EPS | $1.85 | $2.79 | $2.49 | $2.89 | $3.14 |
| Cash | |||||
| Cash from operations | $696M | $650M | $713M | $725M | $853M |
| Capital expenditure | $4.1M | $3.3M | $2.0M | $1.2M | $1.0M |
| Free cash flow | $692M | $647M | $711M | $724M | $852M |
| FCF margin | 58.4% | 55.2% | 61.6% | 59.9% | 70.2% |
| Dividends paid | $94.2M | $111M | $123M | $131M | $133M |
| Share buybacks | $291M | $386M | $337M | $570M | $789M |
| Share count change | −2.2% | −11.4% | −7.7% | −8.1% | −11.0% |
| Debt and strength | |||||
| Cash and short-term investments | $285M | $327M | $364M | $230M | $369M |
| Debt incl. finance leases | $1.1B | $663M | $643M | — | — |
| Shareholders' equity | $4.9B | $4.6B | $5.1B | $5.2B | $5.1B |
| Net debt / EBITDA | 0.9x | 0.3x | 0.3x | — | — |
| Interest coverage | 12.2x | 23.7x | 25.5x | 28.2x | 27.1x |
| Returns and quality | |||||
| Return on capital | 12.2% | 16.9% | 14.4% | — | — |
| Return on equity | 13.3% | 18.2% | 14.7% | 14.9% | 14.3% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$27.2M
4 insiders
Of sales under plans
100%
$27.2M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
MGIC Investment · MTG
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| MGIC Investment MTG | $6.1B | 0.5% | — | 70.2% | — | 9.0x | — |
| RenaissanceRe RNR | $14.6B | 9.9% | — | — | 54.2% | — | — |
| Everest Group EG | $15.4B | 1.2% | — | — | — | 8.4x | — |
| Reinsurance Group of America RGA | $17.5B | 7.2% | — | — | — | 11.6x | — |
| Essent Group ESNT | $6.1B | 1.5% | — | 67.3% | — | 9.3x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $28.80 a share, the company is worth $6.1B: 9.0 times its earnings of the last four quarters.
MGIC Investment grew sales faster than 0 of its 4 similar companies. Its P/E is higher than 1 of 3.
Source: SEC EDGAR XBRL filings (CIK 0000876437). Data updated October 18, 2026. For information only — not investment advice. Check the original filings before relying on any figure.