First Western Financial Inc
MYFW Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$30.31
KIRA · Stoqly’s AI analyst, in plain words
- First Western Financial Inc had $96.9M of revenue in fiscal 2025, up 7.6% on the year before. Over five years, revenue changed +0.9% a year on average.
- First Western Financial Inc made $13.2M of net profit in fiscal 2025.
- First Western Financial Inc returned $0.8M to shareholders in fiscal 2025. The diluted share count rose 0.8%.
- It earned 5.1% on shareholders’ money. Running costs took 82.4% of revenue (the efficiency ratio; lower is better).
Market cap
$302M
P/E
16.4x
Revenue
$96.9M
Net income
$13.2M
Return on equity
5.1%
Efficiency ratio
82.4%
First Western Financial Inc in 30 seconds · fiscal 2025
Are sales growing?
+7.6%
Yes. Sales grew 7.6% last year.
Does it make a profit?
13.6%
Yes. It keeps 13.6% of every sale as profit.
How lean are its costs?
82.4%
Costly. Running costs take 82.4% of revenue.
How much does it earn on its capital?
5.1%
Low. It earns 5.1% a year on shareholders’ money.
How is the share priced?
16.4x
One share costs 16.4 times its yearly profit per share.
What First Western Financial Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- First Western Financial Inc
- CIK
- 0001327607
First Western Financial Inc · MYFW
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $95.4M | $108M | $82.7M | $90.1M | $96.9M |
| Revenue growth | 3.0% | 13.1% | −23.4% | 8.9% | 7.6% |
| Net interest income | $56.6M | $83.9M | $71.1M | $64.3M | $75.4M |
| Net income | $20.6M | $21.7M | $5.2M | $8.5M | $13.2M |
| Net margin | 21.6% | 20.1% | 6.3% | 9.4% | 13.6% |
| Diluted EPS | $2.50 | $2.23 | $0.54 | $0.87 | $1.34 |
| Cash | |||||
| Cash from operations | $163M | $48.3M | $21.9M | $0.6M | −$1.8M |
| Capital expenditure | $2.1M | $3.0M | $2.3M | $1.2M | $4.0M |
| Free cash flow | $160M | $45.3M | $19.5M | −$0.6M | −$5.8M |
| FCF margin | 168.1% | 42.0% | 23.6% | −0.7% | −6.0% |
| Share buybacks | — | — | $0.0M | $0.1M | $0.8M |
| Share count change | 3.4% | 18.0% | 0.1% | 0.3% | 0.8% |
| Debt and strength | |||||
| Cash and short-term investments | $387M | $197M | $255M | $236M | $200M |
| Debt incl. finance leases | — | — | — | $0.0M | — |
| Loans, net | $1.9B | $2.5B | $2.5B | $2.4B | $2.6B |
| Deposits | $2.2B | $2.4B | $2.5B | $2.5B | $2.7B |
| Shareholders' equity | $219M | $241M | $243M | $252M | $266M |
| Returns and quality | |||||
| Return on equity | 11.0% | 9.4% | 2.2% | 3.4% | 5.1% |
| Return on tangible equity | 11.0% | 10.4% | 2.5% | 3.8% | 5.6% |
| Efficiency ratio | 71.4% | 73.3% | 91.5% | 87.1% | 82.4% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$2.0M
6 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
First Western Financial Inc · MYFW
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $30.31 a share, the company is worth $302M: 16.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001327607). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.