Navan, Inc.
NAVN Nasdaq· Services-Prepackaged Software
Last close · Oct 27, 2026
$27.08
KIRA · Stoqly’s AI analyst, in plain words
- Navan, Inc. had $702M of revenue in fiscal 2026, up 30.8% on the year before.
- Its operating margin was −28.0%, down 8.0 pts: of every 100 in sales, about −28 is left after running the business.
- Navan, Inc. lost $398M in fiscal 2026.
- Free cash flow was $32.8M in fiscal 2026, 4.7% of revenue.
- Navan, Inc. has $616M more cash than debt.
Market cap
$6.9B
P/E
—
Revenue
$702M
Net income
−$398M
Free cash flow
$32.8M
Operating margin
−28.0%
Navan, Inc. in 30 seconds · fiscal 2026
Are sales growing?
+30.8%
Yes. Sales grew 30.8% last year.
Does it make a profit?
−56.7%
No. It lost money last year.
Does profit turn into cash?
4.7%
Partly. 4.7% of sales ends up as free cash.
How healthy are the accounts?
5 / 9
Mixed. It passes 5 of 9 health tests.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Navan, Inc. does
No business description yet.
- Fiscal year ends
- January 31, 2026
- Latest annual report
- 10-K · Apr 2, 2026
- Legal name
- Navan, Inc.
- CIK
- 0001639723
Navan, Inc. · NAVN
Results and finances
The last 3 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 | FY26 |
|---|---|---|---|
| Sales and profit | |||
| Revenue | $402M | $537M | $702M |
| Revenue growth | — | 33.5% | 30.8% |
| Gross margin | 59.6% | 68.4% | 71.3% |
| Operating margin | −61.2% | −20.1% | −28.0% |
| Net income | −$332M | −$181M | −$398M |
| Net margin | −82.4% | −33.7% | −56.7% |
| Diluted EPS | −$7.44 | −$4.00 | −$4.07 |
| Cash | |||
| Cash from operations | −$166M | −$50.4M | $33.7M |
| Capital expenditure | $0.6M | $1.0M | $0.9M |
| Free cash flow | −$167M | −$51.4M | $32.8M |
| FCF margin | −41.5% | −9.6% | 4.7% |
| Share count change | — | 1.5% | 116.0% |
| Debt and strength | |||
| Cash and short-term investments | $166M | $158M | $741M |
| Debt incl. finance leases | — | $618M | $125M |
| Shareholders' equity | −$1.1B | −$1.2B | $1.2B |
| Current ratio | — | 1.5x | 4.1x |
| Interest coverage | −3.9x | −1.4x | −3.8x |
| Returns and quality | |||
| Return on capital | — | — | −26.3% |
| Return on equity | — | — | −3,761.7% |
| Return on tangible equity | — | — | −42.0% |
| Piotroski F-score | — | — | 5 |
| Altman Z'' | — | −5.3 | 1.7 |
Insiders bought, 12 months
$62.1M
4 insiders
Insiders sold, 12 months
$167M
8 insiders
Of sales under plans
5%
$8.4M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Navan, Inc. · NAVN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $27.08 a share, the company is worth $6.9B.
Source: SEC EDGAR XBRL filings (CIK 0001639723). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.