NewtekOne, Inc.
NEWT Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$11.43
KIRA · Stoqly’s AI analyst, in plain words
- NewtekOne, Inc. had $285M of revenue in fiscal 2025, up 10.6% on the year before.
- NewtekOne, Inc. made $60.5M of net profit in fiscal 2025. From fiscal 2021 to 2025, diluted EPS grew −12.3% a year.
- NewtekOne, Inc. returned $28.0M to shareholders in fiscal 2025. The diluted share count rose 6.1%.
- It earned 17.4% on shareholders’ money. Running costs took 58.3% of revenue (the efficiency ratio; lower is better).
Market cap
$328M
P/E
5.2x
Revenue
$285M
Net income
$60.5M
Return on equity
17.4%
Efficiency ratio
58.3%
NewtekOne, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+10.6%
Yes. Sales grew 10.6% last year.
Does it make a profit?
21.2%
Yes. It keeps 21.2% of every sale as profit.
How lean are its costs?
58.3%
Average. Running costs take 58.3% of revenue.
How much does it earn on its capital?
17.4%
Good. It earns 17.4% a year on shareholders’ money.
How is the share priced?
5.2x
One share costs 5.2 times its yearly profit per share.
What NewtekOne, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 10, 2026
- Legal name
- NewtekOne, Inc.
- CIK
- 0001587987
NewtekOne, Inc. · NEWT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $148M | $105M | $203M | $258M | $285M |
| Revenue growth | — | −28.8% | 93.4% | 26.7% | 10.6% |
| Net interest income | $58.5M | $12.3M | $26.6M | $40.3M | $59.9M |
| Net income | $84.1M | $32.3M | $47.3M | $50.9M | $60.5M |
| Net margin | 56.9% | 30.7% | 23.3% | 19.7% | 21.2% |
| Diluted EPS | $3.69 | $1.34 | $1.88 | $1.96 | $2.18 |
| Cash | |||||
| Cash from operations | $141M | −$62.4M | −$169M | −$153M | −$579M |
| Capital expenditure | $0.0M | $0.0M | $0.5M | $0.4M | $0.1M |
| Free cash flow | $141M | −$62.4M | −$170M | −$153M | −$579M |
| FCF margin | 95.4% | −59.4% | −83.4% | −59.6% | −203.4% |
| Dividends paid | $70.1M | $64.5M | $14.1M | $20.3M | $28.0M |
| Share buybacks | — | $0.0M | $0.0M | $0.4M | $0.0M |
| Share count change | — | 6.2% | 0.6% | 3.4% | 6.1% |
| Debt and strength | |||||
| Cash and short-term investments | $187M | $126M | $184M | $381M | $310M |
| Debt incl. finance leases | $472M | $539M | $644M | $708M | $820M |
| Loans, net | — | — | $324M | $591M | $851M |
| Deposits | — | $0.0M | $464M | $973M | $1.4B |
| Shareholders' equity | $404M | $375M | $249M | $296M | $398M |
| Returns and quality | |||||
| Return on equity | 20.8% | 8.3% | 15.2% | 18.7% | 17.4% |
| Return on tangible equity | 20.8% | 8.6% | 21.0% | 17.5% | 15.2% |
| Efficiency ratio | 42.2% | 63.1% | 71.9% | 63.2% | 58.3% |
| Piotroski F-score | — | 1 | 4 | 2 | 2 |
Insiders bought, 12 months
$0.5M
8 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
NewtekOne, Inc. · NEWT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $11.43 a share, the company is worth $328M: 5.2 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001587987). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.