Nerdwallet, Inc.
NRDS Nasdaq· Services-Computer Processing & Data Preparation
Last close · Oct 23, 2026
$10.93
KIRA · Stoqly’s AI analyst, in plain words
- Nerdwallet, Inc. had $837M of revenue in fiscal 2025, up 21.7% on the year before. Over five years, revenue changed +27.8% a year on average.
- Its operating margin was 7.8%, up 6.4 pts: of every 100 in sales, about 8 is left after running the business.
- Nerdwallet, Inc. made $48.7M of net profit in fiscal 2025. From fiscal 2019 to 2025, diluted EPS grew 6.0% a year.
- Free cash flow was $130M in fiscal 2025, 15.6% of revenue.
- Nerdwallet, Inc. returned $70.2M to shareholders in fiscal 2025, 54% of free cash flow. The diluted share count fell 3.8%.
Market cap
$719M
P/E
12.3x
Revenue
$837M
Net income
$48.7M
Free cash flow
$130M
Operating margin
7.8%
Nerdwallet, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+21.7%
Yes. Sales grew 21.7% last year.
Does it make a profit?
5.8%
A little. It keeps 5.8% of every sale as profit.
Does profit turn into cash?
15.6%
Yes. 15.6% of sales ends up as free cash.
How healthy are the accounts?
8 / 8
Solid. It passes 8 of 8 health tests.
How is the share priced?
12.3x
One share costs 12.3 times its yearly profit per share.
What Nerdwallet, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- NERDWALLET, INC.
- CIK
- 0001625278
Nerdwallet, Inc. · NRDS
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $380M | $539M | $599M | $688M | $837M |
| Revenue growth | 54.7% | 42.0% | 11.2% | 14.7% | 21.7% |
| Gross margin | 92.5% | 92.6% | 91.0% | 90.8% | 92.4% |
| Operating margin | −10.3% | −3.5% | 0.6% | 1.4% | 7.8% |
| Net income | −$42.5M | −$10.2M | −$11.8M | $30.4M | $48.7M |
| Net margin | −11.2% | −1.9% | −2.0% | 4.4% | 5.8% |
| Diluted EPS | −$0.82 | −$0.14 | −$0.15 | $0.38 | $0.64 |
| Cash | |||||
| Cash from operations | $7.2M | $25.0M | $72.1M | $71.8M | $132M |
| Capital expenditure | $2.3M | $4.6M | $0.7M | $0.6M | $1.3M |
| Free cash flow | $4.9M | $20.4M | $71.4M | $71.2M | $130M |
| FCF margin | 1.3% | 3.8% | 11.9% | 10.4% | 15.6% |
| Share buybacks | — | — | $20.0M | $80.1M | $70.2M |
| Share count change | −7.8% | 36.0% | 8.6% | 2.9% | −3.8% |
| Debt and strength | |||||
| Cash and short-term investments | $168M | $83.9M | $100M | $66.3M | $98.3M |
| Debt incl. finance leases | $0.0M | — | — | — | — |
| Shareholders' equity | $258M | $342M | $367M | $364M | $375M |
| Current ratio | 3.7x | 2.6x | 5.3x | 3.3x | 3.5x |
| Interest coverage | −30.0x | −7.6x | 4.5x | 13.4x | 108.7x |
| Returns and quality | |||||
| Return on capital | −34.3% | — | — | — | — |
| Return on equity | −25.0% | −3.4% | −3.3% | 8.3% | 13.2% |
| Return on tangible equity | −22.8% | −6.1% | −5.7% | 13.9% | 21.2% |
| Piotroski F-score | 6 | 5 | 4 | 5 | 8 |
| Altman Z'' | 4.3 | 5.1 | 9.1 | 6.2 | 6.6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$37.2M
4 insiders
Of sales under plans
0%
$0.1M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Nerdwallet, Inc. · NRDS
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $10.93 a share, the company is worth $719M: 12.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001625278). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.