National Rural Utilities Cooperative Finance Corp /Dc/
NRUC NYSE· Miscellaneous Business Credit Institution
Last close · Oct 26, 2026
$20.09
KIRA · Stoqly’s AI analyst, in plain words
- National Rural Utilities Cooperative Finance Corp /Dc/ had $414M of revenue in fiscal 2026, up 45.5% on the year before. Over five years, revenue changed −15.2% a year on average.
- National Rural Utilities Cooperative Finance Corp /Dc/ made $262M of net profit in fiscal 2026.
- Free cash flow was $309M in fiscal 2026, 74.6% of revenue.
- National Rural Utilities Cooperative Finance Corp /Dc/ owes $33.3B more than it holds in cash.
Market cap
—
P/E
—
Revenue
$414M
Net income
$262M
Free cash flow
$309M
Operating margin
—
National Rural Utilities Cooperative Finance Corp /Dc/ in 30 seconds · fiscal 2026
Are sales growing?
+45.5%
Yes. Sales grew 45.5% last year.
Does it make a profit?
63.3%
Yes. It keeps 63.3% of every sale as profit.
Does profit turn into cash?
74.6%
Yes. 74.6% of sales ends up as free cash.
What National Rural Utilities Cooperative Finance Corp /Dc/ does
No business description yet.
- Fiscal year ends
- May 31, 2026
- Latest annual report
- 10-K · Jul 31, 2026
- Legal name
- NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP /DC/
- CIK
- 0000070502
National Rural Utilities Cooperative Finance Corp /Dc/ · NRUC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $879M | $614M | $680M | $284M | $414M |
| Revenue growth | −6.6% | −30.1% | 10.7% | −58.2% | 45.5% |
| Net interest income | $436M | $315M | $254M | $261M | $302M |
| Net income | $796M | $501M | $553M | $140M | $262M |
| Net margin | 90.5% | 81.6% | 81.4% | 49.1% | 63.3% |
| Cash | |||||
| Cash from operations | $251M | $338M | $321M | $208M | $311M |
| Capital expenditure | $17.7M | $7.7M | $6.2M | $4.7M | $1.8M |
| Free cash flow | $233M | $330M | $314M | $203M | $309M |
| FCF margin | 26.5% | 53.7% | 46.3% | 71.3% | 74.6% |
| Debt and strength | |||||
| Cash and short-term investments | $154M | $199M | $280M | $135M | $249M |
| Debt incl. finance leases | $26.5B | $28.5B | $30.2B | $32.3B | $33.5B |
| Loans, net | $30.0B | $32.5B | $34.5B | $37.0B | $38.4B |
| Shareholders' equity | $2.1B | $2.6B | $3.0B | $3.1B | $3.3B |
| Returns and quality | |||||
| Return on equity | 45.6% | 21.4% | 19.9% | 4.6% | 8.2% |
| Return on tangible equity | 37.6% | 19.6% | 18.5% | 4.5% | 8.0% |
| Efficiency ratio | 11.1% | 18.1% | 19.1% | 53.6% | 38.9% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
National Rural Utilities Cooperative Finance Corp /Dc/ · NRUC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $20.09 a share, the company is worth —.
Source: SEC EDGAR XBRL filings (CIK 0000070502). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.