Northwest Bancshares, Inc.
NWBI Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$15.48
KIRA · Stoqly’s AI analyst, in plain words
- Northwest Bancshares, Inc. had $655M of revenue in fiscal 2025, up 25.3% on the year before. Over five years, revenue changed +4.6% a year on average.
- Northwest Bancshares, Inc. made $126M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.3% a year.
- Northwest Bancshares, Inc. returned $110M to shareholders in fiscal 2025, 78% of free cash flow.
- It earned 7.2% on shareholders’ money. Running costs took 66.6% of revenue (the efficiency ratio; lower is better).
Market cap
—
P/E
15.2x
Revenue
$655M
Net income
$126M
Return on equity
7.2%
Efficiency ratio
66.6%
Northwest Bancshares, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+25.3%
Yes. Sales grew 25.3% last year.
Does it make a profit?
19.2%
Yes. It keeps 19.2% of every sale as profit.
How lean are its costs?
66.6%
Costly. Running costs take 66.6% of revenue.
How much does it earn on its capital?
7.2%
Low. It earns 7.2% a year on shareholders’ money.
How is the share priced?
15.2x
One share costs 15.2 times its yearly profit per share.
What Northwest Bancshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- Northwest Bancshares, Inc.
- CIK
- 0001471265
Northwest Bancshares, Inc. · NWBI
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $534M | $532M | $550M | $523M | $655M |
| Revenue growth | 1.9% | −0.5% | 3.4% | −4.9% | 25.3% |
| Net interest income | $391M | $421M | $436M | $436M | $525M |
| Net income | $154M | $134M | $135M | $100M | $126M |
| Net margin | 28.9% | 25.1% | 24.6% | 19.2% | 19.2% |
| Diluted EPS | $1.21 | $1.05 | $1.06 | $0.79 | $0.92 |
| Cash | |||||
| Cash from operations | $205M | $175M | $92.9M | $128M | $153M |
| Capital expenditure | $17.5M | $4.3M | $8.6M | $2.3M | $11.6M |
| Free cash flow | $188M | $171M | $84.3M | $125M | $142M |
| FCF margin | 35.2% | 32.2% | 15.3% | 24.0% | 21.7% |
| Dividends paid | $100M | $101M | $102M | $102M | $110M |
| Share buybacks | $23.9M | $0.0M | $0.0M | — | — |
| Share count change | 5.6% | −0.2% | 0.2% | — | — |
| Debt and strength | |||||
| Cash and short-term investments | $1.3B | $139M | $122M | $288M | $234M |
| Debt incl. finance leases | $139M | $681M | $399M | $200M | — |
| Loans, net | $9.9B | $10.8B | $11.3B | $11.1B | $12.9B |
| Deposits | $12.3B | $11.5B | $12.0B | $12.1B | $13.9B |
| Shareholders' equity | $1.6B | $1.5B | $1.6B | $1.6B | $1.9B |
| Returns and quality | |||||
| Return on equity | 9.9% | 8.7% | 8.9% | 6.4% | 7.2% |
| Return on tangible equity | 12.9% | 12.1% | 11.6% | 8.3% | 9.0% |
| Efficiency ratio | 65.3% | 62.0% | 64.0% | 70.5% | 66.6% |
| Piotroski F-score | 5 | 5 | 4 | — | — |
Insiders bought, 12 months
$0.6M
11 insiders
Insiders sold, 12 months
$0.2M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Northwest Bancshares, Inc. · NWBI
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $15.48 a share, the company is worth —: 15.2 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001471265). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.