Origin Bancorp, Inc.
OBK TXSE· State Commercial Banks
Last close · Oct 23, 2026
$52.45
KIRA · Stoqly’s AI analyst, in plain words
- Origin Bancorp, Inc. had $391M of revenue in fiscal 2025, up 9.9% on the year before. Over five years, revenue changed +8.8% a year on average.
- Origin Bancorp, Inc. made $75.2M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 20.1% a year.
- Origin Bancorp, Inc. returned $34.7M to shareholders in fiscal 2025, 23% of free cash flow. The diluted share count rose 0.4%.
- It earned 6.3% on shareholders’ money. Running costs took 63.7% of revenue (the efficiency ratio; lower is better).
Market cap
$1.6B
P/E
16.4x
Revenue
$391M
Net income
$75.2M
Return on equity
6.3%
Efficiency ratio
63.7%
Origin Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+9.9%
Yes. Sales grew 9.9% last year.
Does it make a profit?
19.2%
Yes. It keeps 19.2% of every sale as profit.
How lean are its costs?
63.7%
Average. Running costs take 63.7% of revenue.
How much does it earn on its capital?
6.3%
Low. It earns 6.3% a year on shareholders’ money.
How is the share priced?
16.4x
One share costs 16.4 times its yearly profit per share.
What Origin Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- Origin Bancorp, Inc.
- CIK
- 0001516912
Origin Bancorp, Inc. · OBK
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $278M | $333M | $358M | $356M | $391M |
| Revenue growth | 8.7% | 19.4% | 7.6% | −0.6% | 9.9% |
| Net interest income | $216M | $275M | $300M | $300M | $331M |
| Net income | $109M | $87.7M | $83.8M | $76.5M | $75.2M |
| Net margin | 39.0% | 26.4% | 23.4% | 21.5% | 19.2% |
| Diluted EPS | $4.60 | $3.28 | $2.71 | $2.45 | $2.40 |
| Cash | |||||
| Cash from operations | $171M | $146M | $130M | $108M | $159M |
| Capital expenditure | $5.0M | $8.5M | $26.8M | $22.0M | $7.9M |
| Free cash flow | $166M | $137M | $103M | $86.4M | $151M |
| FCF margin | 59.8% | 41.3% | 28.8% | 24.3% | 38.6% |
| Dividends paid | $11.5M | $15.9M | $18.6M | $18.7M | $18.9M |
| Share buybacks | $1.3M | $0.0M | $0.0M | $0.0M | $15.8M |
| Share count change | 0.4% | 13.4% | 15.6% | 0.9% | 0.4% |
| Debt and strength | |||||
| Cash and short-term investments | $706M | $359M | $280M | $470M | $424M |
| Loans, net | $5.2B | $7.0B | $7.6B | $7.5B | $7.6B |
| Deposits | $6.6B | $7.8B | $8.3B | $8.2B | $8.3B |
| Shareholders' equity | $730M | $950M | $1.1B | $1.1B | $1.2B |
| Returns and quality | |||||
| Return on equity | 15.8% | 10.4% | 8.3% | 6.9% | 6.3% |
| Return on tangible equity | 16.0% | 11.4% | 9.4% | 7.8% | 6.9% |
| Efficiency ratio | 56.3% | 60.3% | 65.7% | 70.6% | 63.7% |
Insiders bought, 12 months
$0.7M
5 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Origin Bancorp, Inc. · OBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $52.45 a share, the company is worth $1.6B: 16.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001516912). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.