OneMain Holdings, Inc.
OMF NYSE· Personal Credit Institutions
Last close · Oct 26, 2026
$56.36
KIRA · Stoqly’s AI analyst, in plain words
- OneMain Holdings, Inc. had $4.9B of revenue in fiscal 2025, up 8.9% on the year before. Over five years, revenue changed +4.9% a year on average.
- OneMain Holdings, Inc. made $783M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 17.1% a year.
- OneMain Holdings, Inc. returned $640M to shareholders in fiscal 2025. The diluted share count fell 0.7%.
- OneMain Holdings, Inc. owes $21.8B more than it holds in cash.
Market cap
$6.6B
P/E
8.4x
Revenue
$4.9B
Net income
$783M
Free cash flow
—
Operating margin
—
OneMain Holdings, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+8.9%
Yes. Sales grew 8.9% last year.
Does it make a profit?
16.0%
Yes. It keeps 16.0% of every sale as profit.
How healthy are the accounts?
6 / 7
Mixed. It passes 6 of 7 health tests.
How is the share priced?
8.4x
One share costs 8.4 times its yearly profit per share.
What OneMain Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 6, 2026
- Legal name
- OneMain Holdings, Inc.
- CIK
- 0001584207
OneMain Holdings, Inc. · OMF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $4.0B | $4.2B | $4.3B | $4.5B | $4.9B |
| Revenue growth | 2.4% | 5.4% | 2.6% | 5.2% | 8.9% |
| Net interest income | $3.4B | $3.5B | $3.5B | $3.8B | $4.2B |
| Net income | $1.3B | $872M | $641M | $509M | $783M |
| Net margin | 33.2% | 20.9% | 15.0% | 11.3% | 16.0% |
| Diluted EPS | $9.88 | $7.01 | $5.32 | $4.24 | $6.56 |
| Cash | |||||
| Cash from operations | $2.2B | $2.4B | $2.5B | $2.7B | $3.1B |
| Dividends paid | $1.3B | $480M | $487M | $498M | $499M |
| Share buybacks | $368M | $303M | $65.0M | $35.0M | $141M |
| Share count change | −1.4% | −6.5% | −3.0% | −0.4% | −0.7% |
| Debt and strength | |||||
| Cash and short-term investments | $541M | $498M | $1.0B | $458M | $914M |
| Debt incl. finance leases | $17.8B | $18.3B | $19.8B | $21.4B | $22.7B |
| Shareholders' equity | $3.0B | $3.0B | $3.2B | $3.2B | $3.4B |
| Returns and quality | |||||
| Return on equity | 40.6% | 28.8% | 20.7% | 16.0% | 23.8% |
| Return on tangible equity | 99.1% | 66.2% | 43.0% | 35.6% | 47.6% |
| Efficiency ratio | 41.0% | 38.7% | 40.2% | 39.9% | 38.9% |
| Piotroski F-score | 6 | 5 | 4 | 4 | 6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$7.9M
3 insiders
Of sales under plans
92%
$7.2M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
OneMain Holdings, Inc. · OMF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $56.36 a share, the company is worth $6.6B: 8.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001584207). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.