PagSeguro Digital Ltd.
PAGS NYSE· Services-Computer Processing & Data Preparation
Last close · Oct 30, 2026
$7.94
KIRA · Stoqly’s AI analyst, in plain words
- PagSeguro Digital Ltd. had $3.7B of revenue in fiscal 2025, up 4.6% on the year before. Over five years, revenue changed +22.5% a year on average.
- PagSeguro Digital Ltd. made $379M of net profit in fiscal 2025.
- Free cash flow was $1.2B in fiscal 2025, 32.0% of revenue.
- PagSeguro Digital Ltd. returned $348M to shareholders in fiscal 2025, 30% of free cash flow. The diluted share count fell 6.8%.
- PagSeguro Digital Ltd. owes $106M more than it holds in cash.
Market cap
$2.4B
P/E
—
Revenue
$3.7B
Net income
$379M
Free cash flow
$1.2B
Operating margin
—
PagSeguro Digital Ltd. in 30 seconds · fiscal 2025
Are sales growing?
+4.6%
Only a little. Sales grew 4.6% last year.
Does it make a profit?
10.4%
Yes. It keeps 10.4% of every sale as profit.
Does profit turn into cash?
32.0%
Yes. 32.0% of sales ends up as free cash.
Is debt under control?
$106M
Risky. It owes more than it holds in cash and has no operating profit to repay it.
How healthy are the accounts?
5 / 8
Mixed. It passes 5 of 8 health tests.
What PagSeguro Digital Ltd. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 29, 2026
- Legal name
- PagSeguro Digital Ltd.
- CIK
- 0001712807
PagSeguro Digital Ltd. · PAGS · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.9B | $3.0B | $3.2B | $3.5B | $3.7B |
| Revenue growth | 46.6% | 53.2% | 7.6% | 9.3% | 4.6% |
| Gross margin | 44.7% | 51.3% | 49.0% | — | — |
| Net income | $216M | $291M | $331M | $393M | $379M |
| Net margin | 11.2% | 9.8% | 10.4% | 11.3% | 10.4% |
| Cash | |||||
| Cash from operations | $166M | $687M | $801M | −$634M | $1.4B |
| Capital expenditure | $180M | $212M | $191M | $210M | $186M |
| Free cash flow | −$13.8M | $475M | $610M | −$844M | $1.2B |
| FCF margin | −0.7% | 16.0% | 19.1% | −24.2% | 32.0% |
| Dividends paid | — | — | $0.0M | $0.0M | $110M |
| Share buybacks | $47.8M | $56.4M | $80.0M | $146M | $238M |
| Share count change | 0.7% | −99.9% | −1.6% | −1.4% | −6.8% |
| Debt and strength | |||||
| Cash and short-term investments | $322M | $346M | $597M | $150M | $339M |
| Debt incl. finance leases | $181M | $0.0M | $39.0M | $731M | $445M |
| Deposits | $563M | $2.3B | $3.3B | $3.9B | $5.2B |
| Shareholders' equity | $1.9B | $2.2B | $2.7B | $2.4B | $2.7B |
| Current ratio | 1.4x | 1.3x | 1.4x | 1.5x | 1.4x |
| Returns and quality | |||||
| Return on equity | 11.8% | 14.1% | 13.3% | 15.4% | 15.0% |
| Return on tangible equity | 11.5% | 13.0% | 12.1% | 16.6% | 14.2% |
| Piotroski F-score | 4 | 6 | 5 | 5 | 5 |
Insiders bought, 12 months
$5.0M
1 insider
Insiders sold, 12 months
$9.4M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
PagSeguro Digital Ltd. · PAGS · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $7.94 a share, the company is worth $2.4B.
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001712807). Latest version: stoqly.net/companies/pags. Data updated November 1, 2026. Filed in BRL under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.