PennyMac Mortgage Investment Trust
PMT NYSE· Real Estate Investment Trusts
Last close · Oct 23, 2026
$7.04
KIRA · Stoqly’s AI analyst, in plain words
- PennyMac Mortgage Investment Trust had $307M of revenue in fiscal 2025, down 8.0% on the year before. Over five years, revenue changed −8.1% a year on average.
- PennyMac Mortgage Investment Trust made $128M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −1.0% a year.
- PennyMac Mortgage Investment Trust returned $139M to shareholders in fiscal 2025. The diluted share count rose 0.2%.
- PennyMac Mortgage Investment Trust owes $632M more than it holds in cash.
Market cap
$615M
P/E
4.9x
Revenue
$307M
Net income
$128M
Free cash flow
—
Operating margin
—
PennyMac Mortgage Investment Trust in 30 seconds · fiscal 2025
Are sales growing?
−8.0%
No. Sales fell 8.0% last year.
Does it make a profit?
41.6%
Yes. It keeps 41.6% of every sale as profit.
How healthy are the accounts?
2 / 7
Weak. It passes 2 of 7 health tests.
How is the share priced?
4.9x
One share costs 4.9 times its yearly profit per share.
What PennyMac Mortgage Investment Trust does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 18, 2026
- Legal name
- PennyMac Mortgage Investment Trust
- CIK
- 0001464423
PennyMac Mortgage Investment Trust · PMT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $420M | $304M | $429M | $334M | $307M |
| Revenue growth | −10.5% | −27.7% | 41.2% | −22.1% | −8.0% |
| Net interest income | −$109M | −$26.6M | −$96.1M | −$79.4M | −$19.5M |
| Net income | $56.9M | −$73.3M | $200M | $161M | $128M |
| Net margin | 13.5% | −24.1% | 46.5% | 48.2% | 41.6% |
| Diluted EPS | $0.26 | −$1.26 | $1.63 | $1.37 | $0.99 |
| Cash | |||||
| Cash from operations | −$2.8B | $1.8B | $1.3B | −$2.7B | −$7.2B |
| Dividends paid | $184M | $174M | $141M | $139M | $139M |
| Share buybacks | $56.9M | $88.0M | $28.5M | $0.0M | $0.0M |
| Share count change | −2.0% | −6.1% | 22.2% | −22.3% | 0.2% |
| Debt and strength | |||||
| Cash and short-term investments | $227M | $364M | $409M | $441M | $462M |
| Debt incl. finance leases | $4.5B | $5.1B | $5.1B | $1.0B | $1.1B |
| Shareholders' equity | $2.4B | $2.0B | $2.0B | $1.9B | $1.9B |
| Returns and quality | |||||
| Return on equity | 2.4% | −3.4% | 10.2% | 8.3% | 6.7% |
| Return on tangible equity | 1.1% | −5.9% | 8.0% | 6.1% | 4.6% |
| Piotroski F-score | — | 3 | 5 | 3 | 2 |
Insiders bought, 12 months
$0.1M
2 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
100%
$0.1M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
PennyMac Mortgage Investment Trust · PMT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $7.04 a share, the company is worth $615M: 4.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001464423). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.