Presurance Holdings, Inc.
PRHI Nasdaq· Fire, Marine & Casualty Insurance
Last close · Oct 23, 2026
$6.97
KIRA · Stoqly’s AI analyst, in plain words
- Presurance Holdings, Inc. had $43.3M of revenue in fiscal 2025, down 35.6% on the year before. Over five years, revenue changed −16.0% a year on average.
- Its operating margin was −59.8%, down 4.4 pts: of every 100 in sales, about −60 is left after running the business.
- Presurance Holdings, Inc. lost $18.4M in fiscal 2025.
- Presurance Holdings, Inc. has $39.9M more cash than debt.
Market cap
$26.1M
P/E
—
Revenue
$43.3M
Net income
−$18.4M
Free cash flow
—
Operating margin
−59.8%
Presurance Holdings, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−35.6%
No. Sales fell 35.6% last year.
Does it make a profit?
−42.6%
No. It lost money last year.
How healthy are the accounts?
1 / 7
Weak. It passes 1 of 7 health tests.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Presurance Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 27, 2026
- Legal name
- Presurance Holdings, Inc.
- CIK
- 0001502292
Presurance Holdings, Inc. · PRHI
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $116M | $105M | $90.5M | $67.3M | $43.3M |
| Revenue growth | 12.1% | −9.5% | −13.7% | −25.7% | −35.6% |
| Operating margin | −11.5% | −27.0% | −33.7% | −55.4% | −59.8% |
| Net income | −$1.1M | −$10.7M | −$25.9M | $24.3M | −$18.4M |
| Net margin | −0.9% | −10.2% | −28.6% | 36.2% | −42.6% |
| Diluted EPS | −$0.11 | −$1.00 | −$2.12 | $1.93 | −$1.51 |
| Cash | |||||
| Cash from operations | $5.4M | −$40.5M | −$13.4M | −$32.7M | −$43.9M |
| Share buybacks | $0.0M | — | — | — | — |
| Share count change | 0.7% | 10.3% | 14.3% | 0.0% | 0.0% |
| Debt and strength | |||||
| Cash and short-term investments | $32.9M | $54.0M | $31.5M | $48.8M | $52.1M |
| Debt incl. finance leases | $33.6M | $33.9M | $25.1M | $11.9M | $12.2M |
| Shareholders' equity | $40.5M | $19.0M | $2.9M | $21.5M | $9.0M |
| Interest coverage | −4.7x | −9.5x | −9.5x | −7.6x | −8.1x |
| Returns and quality | |||||
| Return on capital | −25.6% | — | — | — | — |
| Return on equity | −2.6% | −35.9% | −237.4% | 199.5% | −120.9% |
| Return on tangible equity | −2.7% | −56.4% | −897.3% | 109.3% | −205.6% |
| Piotroski F-score | 4 | 1 | 2 | 3 | 1 |
Insiders bought, 12 months
$17.4M
6 insiders
Insiders sold, 12 months
$0.0M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Presurance Holdings, Inc. · PRHI
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $6.97 a share, the company is worth $26.1M.
Source: SEC EDGAR XBRL filings (CIK 0001502292). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.