Prudential Financial
PRU NYSE· Life & Health Insurance
Last close · Oct 26, 2026
$115.79
KIRA · Stoqly’s AI analyst, in plain words
- Prudential Financial had $60.8B of revenue in fiscal 2025, down 13.7% on the year before. Over five years, revenue changed +1.3% a year on average.
- Prudential Financial made $3.6B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 0.3% a year.
- Prudential Financial returned $2.9B to shareholders in fiscal 2025. The diluted share count fell 1.6%.
- Prudential Financial has $856M more cash than debt.
Market cap
$40.3B
P/E
10.5x
Revenue
$60.8B
Net income
$3.6B
Free cash flow
—
Operating margin
—
Prudential Financial in 30 seconds · fiscal 2025
Are sales growing?
−13.7%
No. Sales fell 13.7% last year.
Does it make a profit?
5.9%
A little. It keeps 5.9% of every sale as profit.
Is debt under control?
Net cash
Yes. It has more cash than debt.
How is the share priced?
10.5x
One share costs 10.5 times its yearly profit per share. Typical for its sector: 13.7x.
What Prudential Financial does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 12, 2026
- Legal name
- PRUDENTIAL FINANCIAL INC
- CIK
- 0001137774
Prudential Financial · PRU
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $71.2B | $56.9B | $54.0B | $70.4B | $60.8B |
| Revenue growth | 24.9% | −20.2% | −5.1% | 30.4% | −13.7% |
| Net income | $8.9B | −$1.6B | $2.5B | $2.7B | $3.6B |
| Net margin | 12.5% | −2.9% | 4.6% | 3.9% | 5.9% |
| Diluted EPS | $22.40 | −$4.49 | $6.74 | $7.50 | $9.99 |
| Cash | |||||
| Cash from operations | $9.8B | $5.2B | $6.5B | $8.5B | $6.3B |
| Dividends paid | $1.8B | $1.8B | $1.8B | $1.9B | $1.9B |
| Share buybacks | $2.5B | $1.5B | $1.0B | $1.0B | $1.0B |
| Share count change | −1.4% | −4.6% | −2.1% | −1.5% | −1.6% |
| Debt and strength | |||||
| Cash and short-term investments | $19.5B | $21.8B | $19.4B | $18.5B | $19.7B |
| Debt incl. finance leases | $18.6B | $19.9B | $18.9B | $19.2B | $18.9B |
| Shareholders' equity | $61.9B | $30.6B | $27.8B | $27.9B | $32.4B |
| Net debt / EBITDA | −0.1x | — | — | 0.1x | −0.1x |
| Interest coverage | 8.3x | −0.2x | 2.7x | 2.6x | 3.4x |
| Returns and quality | |||||
| Return on equity | 13.7% | −3.6% | — | — | — |
Insiders bought, 12 months
$0.2M
3 insiders
Insiders sold, 12 months
$9.2M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Prudential Financial · PRU
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| Prudential Financial PRU | $40.3B | −13.7% | — | — | — | 10.5x | — |
| MetLife MET | $64.7B | 8.6% | 8.0% | — | — | 19.2x | — |
| Aflac AFL | $61.1B | −9.3% | — | — | 13.0% | 13.0x | — |
| Principal Financial Group PFG | $24.3B | −3.1% | — | — | — | 15.8x | — |
| Unum UNM | $14.4B | 1.5% | — | 4.3% | 7.6% | 21.0x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $115.79 a share, the company is worth $40.3B: 10.5 times its earnings of the last four quarters.
Prudential Financial grew sales faster than 0 of its 4 similar companies. Its P/E is higher than 0 of 4.
Source: SEC EDGAR XBRL filings (CIK 0001137774). Data updated October 9, 2026. For information only — not investment advice. Check the original filings before relying on any figure.