Ready Capital Corp
RC NYSE· Real Estate Investment Trusts
Last close · Oct 27, 2026
$1.17
KIRA · Stoqly’s AI analyst, in plain words
- Ready Capital Corp had $102M of revenue in fiscal 2025, up 3.0% on the year before. Over five years, revenue changed −24.6% a year on average.
- Ready Capital Corp lost $221M in fiscal 2025.
- Ready Capital Corp returned $181M to shareholders in fiscal 2025. The diluted share count fell 1.9%.
- Ready Capital Corp owes $1.2B more than it holds in cash.
Market cap
$202M
P/E
—
Revenue
$102M
Net income
−$221M
Free cash flow
—
Operating margin
—
Ready Capital Corp in 30 seconds · fiscal 2025
Are sales growing?
+3.0%
Only a little. Sales grew 3.0% last year.
Does it make a profit?
−217.3%
No. It lost money last year.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Ready Capital Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 2, 2026
- Legal name
- Ready Capital Corp
- CIK
- 0001527590
Ready Capital Corp · RC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $324M | $426M | $638M | $98.8M | $102M |
| Revenue growth | −22.5% | 31.5% | 49.8% | −84.5% | 3.0% |
| Net interest income | $191M | $271M | $229M | $201M | $55.0M |
| Net income | $160M | $203M | $348M | −$430M | −$221M |
| Net margin | 49.4% | 47.7% | 54.6% | −435.8% | −217.3% |
| Diluted EPS | $2.16 | $1.65 | $2.22 | −$2.63 | −$1.44 |
| Cash | |||||
| Cash from operations | −$34.4M | $359M | $51.1M | $275M | $432M |
| Dividends paid | $112M | $188M | $215M | $206M | $113M |
| Share buybacks | — | $37.0M | $18.1M | $82.3M | $67.6M |
| Share count change | 27.6% | 70.7% | 26.8% | 14.7% | −1.9% |
| Debt and strength | |||||
| Cash and short-term investments | $193M | $147M | $139M | $144M | $208M |
| Debt incl. finance leases | $897M | $1.1B | $1.1B | $1.3B | $1.4B |
| Loans, net | $8.4B | — | — | — | — |
| Shareholders' equity | $1.3B | $1.8B | $2.5B | $1.8B | $1.5B |
| Returns and quality | |||||
| Return on equity | 15.3% | 13.2% | 16.1% | −19.7% | −13.1% |
| Return on tangible equity | 12.2% | 10.7% | 13.3% | −25.3% | −16.3% |
| Efficiency ratio | 56.7% | 50.8% | 42.7% | 326.6% | 311.8% |
| Piotroski F-score | 2 | 5 | 5 | 2 | 5 |
Insiders bought, 12 months
$0.1M
2 insiders
Insiders sold, 12 months
$0.0M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Ready Capital Corp · RC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $1.17 a share, the company is worth $202M.
Source: SEC EDGAR XBRL filings (CIK 0001527590). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.