Raymond James Financial
RJF NYSE· Investment Banking & Brokerage
Last close · Oct 26, 2026
$158.07
KIRA · Stoqly’s AI analyst, in plain words
- Raymond James Financial had $15.9B of revenue in fiscal 2025, up 6.6% on the year before. Over five years, revenue changed +14.3% a year on average.
- Raymond James Financial made $2.1B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 17.4% a year.
- Raymond James Financial returned $416M to shareholders in fiscal 2025. The diluted share count fell 2.7%.
- It earned 17.7% on shareholders’ money. Running costs took 71.3% of revenue (the efficiency ratio; lower is better).
Market cap
$32.7B
P/E
13.8x
Revenue
$15.9B
Net income
$2.1B
Return on equity
17.7%
Efficiency ratio
71.3%
Raymond James Financial in 30 seconds · fiscal 2025
Are sales growing?
+6.6%
Yes. Sales grew 6.6% last year.
Does it make a profit?
13.4%
Yes. It keeps 13.4% of every sale as profit.
How lean are its costs?
71.3%
Costly. Running costs take 71.3% of revenue.
How much does it earn on its capital?
17.7%
Good. It earns 17.7% a year on shareholders’ money.
How is the share priced?
13.8x
One share costs 13.8 times its yearly profit per share. Typical for its sector: 13.7x.
What Raymond James Financial does
No business description yet.
- Fiscal year ends
- September 30, 2025
- Latest annual report
- 10-K · Nov 25, 2025
- Legal name
- RAYMOND JAMES FINANCIAL, INC.
- CIK
- 0000720005
Raymond James Financial · RJF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $9.9B | $11.3B | $13.0B | $14.9B | $15.9B |
| Revenue growth | 21.3% | 14.1% | 14.9% | 14.9% | 6.6% |
| Net interest income | $673M | $1.2B | $2.4B | $2.1B | $2.1B |
| Net income | $1.4B | $1.5B | $1.7B | $2.1B | $2.1B |
| Net margin | 14.2% | 13.3% | 13.4% | 13.9% | 13.4% |
| Diluted EPS | $6.63 | $6.98 | $7.97 | $9.70 | $10.30 |
| Cash | |||||
| Dividends paid | $218M | $277M | $355M | $383M | $416M |
| Share buybacks | $128M | $0.0M | $0.0M | $0.0M | $0.0M |
| Share count change | 0.4% | 1.9% | 0.7% | −2.1% | −2.7% |
| Debt and strength | |||||
| Loans, net | $25.0B | $43.2B | — | — | — |
| Deposits | $32.5B | $51.4B | $54.2B | $56.0B | $58.9B |
| Shareholders' equity | $8.2B | $9.5B | $10.2B | $11.7B | $12.5B |
| Returns and quality | |||||
| Return on equity | 18.3% | 17.1% | 17.7% | 18.9% | 17.7% |
| Return on tangible equity | 20.2% | 20.4% | 22.2% | 23.0% | 21.0% |
| Efficiency ratio | 80.4% | 79.4% | 71.9% | 68.2% | 71.3% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$30.4M
5 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Raymond James Financial · RJF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Net margin | ROE | P/E | F-score |
|---|---|---|---|---|---|---|
| Raymond James Financial RJF | $32.7B | 6.6% | 13.4% | 17.7% | 13.8x | — |
| Charles Schwab SCHW | $162.3B | 22.0% | 37.0% | 18.1% | 16.3x | — |
| Stifel SF | $7.3B | 6.7% | 10.8% | 11.7% | 11.9x | — |
| Goldman Sachs GS | $283.7B | 8.9% | 29.5% | 13.9% | 13.8x | — |
| Morgan Stanley MS | $292.1B | 14.4% | 23.9% | 15.6% | 14.8x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $158.07 a share, the company is worth $32.7B: 13.8 times its earnings of the last four quarters.
Raymond James Financial grew sales faster than 0 of its 4 similar companies. Its P/E is higher than 1 of 4.
Source: SEC EDGAR XBRL filings (CIK 0000720005). Data updated October 9, 2026. For information only — not investment advice. Check the original filings before relying on any figure.