Red River Bancshares Inc
RRBI Nasdaq· State Commercial Banks
Last close · Oct 27, 2026
$102.44
KIRA · Stoqly’s AI analyst, in plain words
- Red River Bancshares Inc had $126M of revenue in fiscal 2025, up 14.4% on the year before. Over five years, revenue changed +6.4% a year on average.
- Red River Bancshares Inc made $42.8M of net profit in fiscal 2025. From fiscal 2018 to 2025, diluted EPS grew 9.4% a year.
- Red River Bancshares Inc returned $14.6M to shareholders in fiscal 2025, 35% of free cash flow. The diluted share count fell 3.1%.
- It earned 12.5% on shareholders’ money. Running costs took 55.8% of revenue (the efficiency ratio; lower is better).
Market cap
$678M
P/E
14.7x
Revenue
$126M
Net income
$42.8M
Return on equity
12.5%
Efficiency ratio
55.8%
Red River Bancshares Inc in 30 seconds · fiscal 2025
Are sales growing?
+14.4%
Yes. Sales grew 14.4% last year.
Does it make a profit?
34.1%
Yes. It keeps 34.1% of every sale as profit.
How lean are its costs?
55.8%
Average. Running costs take 55.8% of revenue.
How much does it earn on its capital?
12.5%
Good. It earns 12.5% a year on shareholders’ money.
How is the share priced?
14.7x
One share costs 14.7 times its yearly profit per share.
What Red River Bancshares Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 13, 2026
- Legal name
- RED RIVER BANCSHARES INC
- CIK
- 0001071236
Red River Bancshares Inc · RRBI
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $96.2M | $105M | $108M | $110M | $126M |
| Revenue growth | 4.4% | 9.5% | 2.1% | 2.0% | 14.4% |
| Net interest income | $71.7M | $86.6M | $86.4M | $89.3M | $106M |
| Net income | $33.0M | $36.9M | $34.9M | $34.2M | $42.8M |
| Net margin | 34.2% | 35.0% | 32.4% | 31.2% | 34.1% |
| Diluted EPS | $4.51 | $5.13 | $4.86 | $4.95 | $6.38 |
| Cash | |||||
| Cash from operations | $62.3M | $45.9M | $40.1M | $38.3M | $44.8M |
| Capital expenditure | $3.4M | $8.4M | $4.9M | $4.9M | $2.6M |
| Free cash flow | $58.8M | $37.4M | $35.2M | $33.4M | $42.2M |
| FCF margin | 61.2% | 35.5% | 32.7% | 30.4% | 33.6% |
| Dividends paid | $2.0M | $2.0M | $2.3M | $2.5M | $3.6M |
| Share buybacks | $7.9M | $0.2M | $5.0M | $16.3M | $11.1M |
| Share count change | −0.6% | −1.4% | −0.2% | −3.7% | −3.1% |
| Debt and strength | |||||
| Cash and short-term investments | $785M | $278M | $305M | $269M | $213M |
| Loans, net | — | — | $2.0B | $2.1B | $2.2B |
| Deposits | $2.9B | $2.8B | $2.8B | $2.8B | $3.0B |
| Shareholders' equity | $298M | $266M | $304M | $320M | $365M |
| Returns and quality | |||||
| Return on equity | 11.3% | 13.1% | 12.2% | 11.0% | 12.5% |
| Return on tangible equity | 11.1% | 13.9% | 11.5% | 10.7% | 11.7% |
| Efficiency ratio | 56.4% | 55.7% | 59.4% | 60.3% | 55.8% |
Insiders bought, 12 months
$0.4M
1 insider
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Red River Bancshares Inc · RRBI
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $102.44 a share, the company is worth $678M: 14.7 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001071236). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.