Riverview Bancorp Inc
RVSB Nasdaq· Savings Institution, Federally Chartered
Last close · Oct 23, 2026
$6.07
KIRA · Stoqly’s AI analyst, in plain words
- Riverview Bancorp Inc had $43.1M of revenue in fiscal 2026, down 14.9% on the year before. Over five years, revenue changed −5.1% a year on average.
- Riverview Bancorp Inc lost $4.3M in fiscal 2026.
- Riverview Bancorp Inc returned $4.4M to shareholders in fiscal 2026, 39% of free cash flow. The diluted share count fell 1.1%.
- It earned −2.8% on shareholders’ money. Running costs took 110.6% of revenue (the efficiency ratio; lower is better).
Market cap
$124M
P/E
—
Revenue
$43.1M
Net income
−$4.3M
Return on equity
−2.8%
Efficiency ratio
110.6%
Riverview Bancorp Inc in 30 seconds · fiscal 2026
Are sales growing?
−14.9%
No. Sales fell 14.9% last year.
Does it make a profit?
−10.1%
No. It lost money last year.
How lean are its costs?
110.6%
Costly. Running costs take 110.6% of revenue.
How much does it earn on its capital?
−2.8%
Low. It earns −2.8% a year on shareholders’ money.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Riverview Bancorp Inc does
No business description yet.
- Fiscal year ends
- March 31, 2026
- Latest annual report
- 10-K · Jun 12, 2026
- Legal name
- RIVERVIEW BANCORP INC
- CIK
- 0001041368
Riverview Bancorp Inc · RVSB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $60.4M | $63.8M | $48.3M | $50.6M | $43.1M |
| Revenue growth | 7.8% | 5.7% | −24.3% | 4.7% | −14.9% |
| Net interest income | $47.6M | $51.6M | $38.1M | $36.3M | $40.3M |
| Net income | $21.8M | $18.1M | $3.8M | $4.9M | −$4.3M |
| Net margin | 36.1% | 28.3% | 7.9% | 9.7% | −10.1% |
| Diluted EPS | $0.98 | $0.83 | $0.18 | $0.23 | −$0.21 |
| Cash | |||||
| Cash from operations | $16.5M | $13.6M | $12.8M | $8.3M | $12.0M |
| Capital expenditure | $3.3M | $5.0M | $5.6M | $2.7M | $0.8M |
| Free cash flow | $13.2M | $8.6M | $7.1M | $5.6M | $11.3M |
| FCF margin | 21.9% | 13.5% | 14.8% | 11.0% | 26.1% |
| Dividends paid | $4.7M | $5.1M | $5.1M | $2.5M | $1.7M |
| Share buybacks | $1.9M | $6.7M | $0.6M | $2.0M | $2.7M |
| Share count change | −0.4% | −2.6% | −2.3% | −0.4% | −1.1% |
| Debt and strength | |||||
| Cash and short-term investments | $241M | $22.0M | $23.6M | $29.4M | $117M |
| Loans, net | $976M | $994M | $1.0B | $1.0B | $1.1B |
| Deposits | $1.5B | $1.3B | $1.2B | $1.2B | $1.3B |
| Shareholders' equity | $157M | $155M | $156M | $160M | $146M |
| Returns and quality | |||||
| Return on equity | 14.1% | 11.6% | 2.4% | 3.1% | −2.8% |
| Return on tangible equity | 16.8% | 14.1% | 3.0% | 3.7% | −3.7% |
| Efficiency ratio | 60.8% | 61.7% | 90.5% | 87.5% | 110.6% |
Insiders bought, 12 months
$0.2M
11 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Riverview Bancorp Inc · RVSB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $6.07 a share, the company is worth $124M.
Source: SEC EDGAR XBRL filings (CIK 0001041368). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.