Royal Bank Of Canada
RY NYSE· Commercial Banks, Nec
Last close · Oct 27, 2026
$203.02
KIRA · Stoqly’s AI analyst, in plain words
- Royal Bank Of Canada had $47.5B of revenue in fiscal 2025, up 12.8% on the year before. Over five years, revenue changed +6.3% a year on average.
- Royal Bank Of Canada made $14.5B of net profit in fiscal 2025. From fiscal 2017 to 2025, diluted EPS grew 7.2% a year.
- It earned 15.3% on shareholders’ money.
Market cap
$284.6B
P/E
19.4x
Revenue
$47.5B
Net income
$14.5B
Return on equity
15.3%
Efficiency ratio
—
Royal Bank Of Canada in 30 seconds · fiscal 2025
Are sales growing?
+12.8%
Yes. Sales grew 12.8% last year.
Does it make a profit?
30.6%
Yes. It keeps 30.6% of every sale as profit.
How much does it earn on its capital?
15.3%
Good. It earns 15.3% a year on shareholders’ money.
How is the share priced?
19.4x
One share costs 19.4 times its yearly profit per share.
What Royal Bank Of Canada does
No business description yet.
- Fiscal year ends
- October 31, 2025
- Latest annual report
- 40-F · Dec 3, 2025
- Legal name
- ROYAL BANK OF CANADA
- CIK
- 0001000275
Royal Bank Of Canada · RY
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $39.5B | $38.0B | $38.2B | $42.1B | $47.5B |
| Revenue growth | 12.7% | −3.7% | 0.3% | 10.4% | 12.8% |
| Net income | $12.7B | $12.3B | $10.8B | $11.9B | $14.5B |
| Net margin | 32.3% | 32.2% | 28.4% | 28.3% | 30.6% |
| Diluted EPS | $8.79 | $8.59 | $7.65 | $8.27 | $10.04 |
| Cash | |||||
| Cash from operations | $48.5B | $17.0B | $19.3B | $17.0B | $39.4B |
| Dividends paid | $5.1B | $5.4B | — | — | — |
| Share count change | −0.1% | −1.5% | −1.0% | 1.5% | −0.2% |
| Debt and strength | |||||
| Cash and short-term investments | $92.2B | $53.0B | $44.7B | $40.8B | $26.4B |
| Debt incl. finance leases | — | $7.0B | $3.3B | — | $2.0B |
| Shareholders' equity | $79.9B | $79.0B | $83.0B | $91.4B | $99.2B |
| Returns and quality | |||||
| Return on equity | 17.6% | 15.4% | 13.4% | 13.7% | 15.3% |
| Return on tangible equity | 18.9% | 18.7% | 15.5% | 16.6% | 18.2% |
| Piotroski F-score | — | — | 5 | — | — |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Royal Bank Of Canada · RY
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $203.02 a share, the company is worth $284.6B: 19.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001000275). Data updated October 24, 2026. Filed in CAD under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.