# Banco Santander, S.A. (SAN)

Source page: https://stoqly.net/companies/san

- **Ticker:** SAN (NYSE)
- **Sector:** Financials / Commercial Banks, Nec
- **SEC CIK:** 0000891478
- **Latest annual report:** 20-F filed 2026-02-27 (https://www.sec.gov/Archives/edgar/data/891478/000089147826000030/san-20251231.htm)
- **Data updated:** 2026-11-01

## Key figures

- **Last close:** $11.19 on 2026-10-30
- **Market cap:** $167.6B
- **P/E (trailing):** 11.0x
- **EPS, trailing 12 months:** $1.01
- **Revenue (FY2025):** $62.4B
- **Revenue growth:** +2.7%
- **Revenue growth, 5-year CAGR:** +5.4%
- **Gross margin:** 105.4%
- **Net margin:** 25.5%
- **Free cash flow:** −$23.3B
- **Free cash flow margin:** −37.4%
- **Return on equity:** 13.0%
- **Change in share count:** −3.8%
- **Piotroski F-score:** 4/9
- **Insider buys, last 90 days:** $0.0M
- **Insider sells, last 90 days:** $0.0M

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## Annual results

From SEC EDGAR XBRL filings. Full table: https://stoqly.net/companies/san/figures.csv

| US$ millions | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| Revenue | 82,014 | 83,629 | 54,074 | 52,679 | 47,881 | 51,886 | 52,981 | 56,390 | 60,757 | 62,386 |
| Operating income | 25,581 | 28,592 | 30,261 | 29,046 | 26,385 | 29,554 | — | — | — | — |
| Net income | 6,861 | 7,462 | 9,216 | 7,293 | -9,997 | 9,608 | 10,095 | 11,978 | 13,603 | 15,901 |
| Diluted EPS (US$) | 0.44 | 0.45 | 0.51 | 0.39 | -0.61 | 0.52 | 0.56 | 0.70 | 0.83 | 1.01 |
| Operating cash flow | 24,134 | 45,306 | 4,031 | 3,794 | 75,401 | 67,047 | 29,119 | 5,423 | -26,131 | -16,729 |
| Free cash flow | 16,866 | 36,907 | -8,626 | -10,496 | 66,982 | 55,202 | 19,591 | -6,954 | -35,320 | -23,330 |
| Cash | 80,590 | 133,116 | 130,144 | 113,539 | 188,776 | 238,626 | 237,930 | 243,478 | 199,685 | 178,930 |

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Source: SEC EDGAR filings and end-of-day prices, via Stoqly. For information only — not investment advice or a recommendation to buy, sell or hold any security.