Seacoast Banking Corp Of Florida
SBCF Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$33.66
KIRA · Stoqly’s AI analyst, in plain words
- Seacoast Banking Corp Of Florida had $653M of revenue in fiscal 2025, up 26.6% on the year before. Over five years, revenue changed +15.0% a year on average.
- Seacoast Banking Corp Of Florida made $145M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 8.1% a year.
- Seacoast Banking Corp Of Florida returned $0.0M to shareholders in fiscal 2025. The diluted share count rose 4.8%.
- It earned 5.9% on shareholders’ money. Running costs took 63.6% of revenue (the efficiency ratio; lower is better).
Market cap
$3.3B
P/E
21.9x
Revenue
$653M
Net income
$145M
Return on equity
5.9%
Efficiency ratio
63.6%
Seacoast Banking Corp Of Florida in 30 seconds · fiscal 2025
Are sales growing?
+26.6%
Yes. Sales grew 26.6% last year.
Does it make a profit?
22.2%
Yes. It keeps 22.2% of every sale as profit.
How lean are its costs?
63.6%
Average. Running costs take 63.6% of revenue.
How much does it earn on its capital?
5.9%
Low. It earns 5.9% a year on shareholders’ money.
How is the share priced?
21.9x
One share costs 21.9 times its yearly profit per share.
What Seacoast Banking Corp Of Florida does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- SEACOAST BANKING CORP OF FLORIDA
- CIK
- 0000730708
Seacoast Banking Corp Of Florida · SBCF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $347M | $432M | $567M | $515M | $653M |
| Revenue growth | 6.9% | 24.7% | 31.3% | −9.2% | 26.6% |
| Net interest income | $276M | $366M | $488M | $432M | $553M |
| Net income | $124M | $107M | $104M | $121M | $145M |
| Net margin | 35.9% | 24.6% | 18.3% | 23.5% | 22.2% |
| Diluted EPS | $2.18 | $1.66 | $1.23 | $1.42 | $1.57 |
| Cash | |||||
| Cash from operations | $155M | $196M | $151M | $180M | $188M |
| Share buybacks | $0.0M | $0.0M | $10.9M | $0.9M | $0.0M |
| Share count change | 5.9% | 12.6% | 31.2% | 0.8% | 4.8% |
| Debt and strength | |||||
| Cash and short-term investments | $738M | $202M | $447M | $477M | $389M |
| Debt incl. finance leases | — | $84.5M | $106M | $107M | $113M |
| Loans, net | $5.8B | $8.0B | $9.9B | $10.2B | $12.4B |
| Deposits | $8.1B | $10.0B | $11.8B | $12.2B | $16.3B |
| Shareholders' equity | $1.3B | $1.6B | $2.1B | $2.2B | $2.7B |
| Returns and quality | |||||
| Return on equity | 10.2% | 7.3% | 5.6% | 5.6% | 5.9% |
| Return on tangible equity | 11.9% | 10.1% | 8.1% | 8.8% | 9.5% |
| Efficiency ratio | 56.9% | 62.0% | 69.7% | 66.6% | 63.6% |
| Piotroski F-score | — | — | 4 | 5 | 4 |
Insiders bought, 12 months
$0.2M
1 insider
Insiders sold, 12 months
$3.4M
8 insiders
Of sales under plans
38%
$1.3M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Seacoast Banking Corp Of Florida · SBCF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $33.66 a share, the company is worth $3.3B: 21.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000730708). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.