SunCar Technology Group Inc.
SDA Nasdaq· Services-Automotive Repair, Services & Parking
KIRA · Stoqly’s AI analyst, in plain words
- SunCar Technology Group Inc. had $489M of revenue in fiscal 2025, up 10.7% on the year before.
- Its operating margin was 0.8%, up 14.0 pts: of every 100 in sales, about 1 is left after running the business.
- SunCar Technology Group Inc. lost $2.4M in fiscal 2025.
- Free cash flow was $5.3M in fiscal 2025, 1.1% of revenue.
- SunCar Technology Group Inc. owes $35.2M more than it holds in cash, about 4.1 years of operating profit.
Market cap
—
P/E
—
Revenue
$489M
Net income
−$2.4M
Free cash flow
$5.3M
Operating margin
0.8%
SunCar Technology Group Inc. in 30 seconds · fiscal 2025
Are sales growing?
+10.7%
Yes. Sales grew 10.7% last year.
Does it make a profit?
−0.5%
No. It lost money last year.
Does profit turn into cash?
1.1%
Partly. 1.1% of sales ends up as free cash.
Is debt under control?
4.1x
Heavy. Repaying its debt would take 4.1 years of operating profit.
How healthy are the accounts?
5 / 8
Mixed. It passes 5 of 8 health tests.
What SunCar Technology Group Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 28, 2026
- Legal name
- SunCar Technology Group Inc.
- CIK
- 0001936804
SunCar Technology Group Inc. · SDA
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $249M | $282M | $364M | $442M | $489M |
| Revenue growth | — | 13.3% | 28.8% | 21.5% | 10.7% |
| Operating margin | 4.2% | −4.5% | −4.3% | −13.2% | 0.8% |
| Net income | −$18.1M | −$11.9M | −$17.6M | −$64.5M | −$2.4M |
| Net margin | −7.3% | −4.2% | −4.8% | −14.6% | −0.5% |
| Diluted EPS | −$0.29 | −$0.08 | −$0.31 | −$0.72 | −$0.04 |
| Cash | |||||
| Cash from operations | −$25.6M | −$16.1M | −$27.7M | $11.8M | $5.7M |
| Capital expenditure | $1.3M | $4.4M | $4.9M | $0.6M | $0.4M |
| Free cash flow | −$26.9M | −$20.5M | −$32.6M | $11.3M | $5.3M |
| FCF margin | −10.8% | −7.3% | −9.0% | 2.5% | 1.1% |
| Share count change | — | 0.0% | 4.7% | 12.4% | 6.3% |
| Debt and strength | |||||
| Cash and short-term investments | $34.5M | $47.7M | $52.5M | $47.9M | $46.6M |
| Debt incl. finance leases | — | $74.7M | $83.0M | $83.6M | $81.8M |
| Shareholders' equity | $26.5M | −$5.3M | $16.1M | $11.9M | $32.6M |
| Net debt / EBITDA | — | — | — | — | 4.1x |
| Current ratio | — | 0.9x | 1.4x | 1.3x | 1.2x |
| Interest coverage | 3.0x | −3.3x | −4.2x | −15.9x | 1.1x |
| Returns and quality | |||||
| Return on capital | — | −45.9% | −26.2% | −96.8% | 4.5% |
| Return on equity | −68.4% | −112.4% | −325.7% | −460.9% | −10.8% |
| Return on tangible equity | −89.6% | — | −167.4% | −577.4% | −12.3% |
| Piotroski F-score | — | — | 3 | 4 | 5 |
| Altman Z'' | — | −2.5 | −0.7 | −3.1 | −1.3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
SunCar Technology Group Inc. · SDA
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Source: SEC EDGAR XBRL filings (CIK 0001936804). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.